For Sale
401 W Church Street, Harrisville, MI 48740
$279,700
MLS # 26024847 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,850 sqftBuilt 19000.61 acres
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Listing Description
This Spotless1800+ square foot home has a ''park like setting'' with 3 additional lots available. Sandy Lake Huron community ''Harbor Beach'' is a short walk away. Entire home was reconstructed/renovated from ''top to bottom'' by current owner who is a retired builder renowned for his craftmanship and attention to detail. Most areas were taken down to the ''studs'', redesigned and then reconstructed. Kitchen features new appliances and ''high end'' all wood shaker cabinets and composite countertops. Baths are also completely new and custom. Home was redesigned for a quick adaptation to a from a 3 to a 4 bedroom with a large 1st floor master suite for those with a large family. There is another auxiliary building besides the 2-car garage for additional uses. Library and play areas are steps away. Be sure to view virtual tour of Harbor Beach...
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,850 sq ft home built in 1900 sits in Harrisville in Harrisville.
Asking $279,700 (about $151/sq ft).
Annual property taxes run approximately $2,200 ($183/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,850 sqft
Lot Size0.61 acres
Year Built1900
Stories2
Location
CityHarrisville
MunicipalityHarrisville City
Zip Code48740
CountyAlcona
School DistrictAlcona
Construction & Systems
StyleOther
ConstructionOther
BasementMichigan Basement
Garage2 spaces
HeatingBaseboard
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorEat-in Kitchen, Pantry
Sale & Financing
Listed5/25/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA
Source: SparkMLS
Tax Information
Annual Tax$2,200
Tax Year2025
Assessed Value$72,340
Parcel #120-150-037-020-00
Source: SparkMLS
Legal Description
T26N R9E SEC 12 LOTS 20, 21, 22, 23 & 24 BLK 37 & VAC OLD 7TH ST E OF LOTS 22, 23 & 24 BLK 37 & LOTS 4 & 5 BLK 36 W OF W ROW FOR 7TH ST WESTON COLWELL ADD TO CITY OF HARRISVILLE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Matthew Burt
Dream Quest Realty Team
Frequently Asked Questions about 401 W Church Street, Harrisville, MI 48740
Which school district serves 401 W Church Street, Harrisville, MI 48740?
Per MLS# 26024847, 401 W Church Street, Harrisville, MI 48740 is in the Alcona boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Alcona directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26024847, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 401 W Church Street, Harrisville, MI 48740?
Per public tax records, annual property taxes for this property are $2,200 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 401 W Church Street, Harrisville, MI 48740 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 401 W Church Street, Harrisville, MI 48740 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 401 W Church Street, Harrisville, MI 48740?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Harrisville City police department or the Alcona County sheriff's office.
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Monthly payment$1,814
Principal & interest$1,814
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
401 W Church Street, Harrisville, MI 48740
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Municipality
Harrisville
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