Sold
403 Spruce Street, Saint Charles, MI 48655
Sold on 12/13/2024 for$129,900
MLS # 50149100 (MiRealSource)
3 beds1 bath1,090 sqftBuilt 19300.48 acres
1 / 20
Listing Description
Home for Sale: Cozy 3-Bedroom Gem in St. Charles, Michigan Motivated sellers Welcome to your new home in the charming village of St. Charles, Michigan! This delightful 3-bedroom, 1.5-bathroom house is perfect for families and anyone looking to enjoy the tranquility of small-town living while being conveniently close to everything you need. Key Features: Prime Location: Situated on the edge of the village in the highly sought-after St. Charles School District, this home is within walking distance of schools, shopping, and restaurants. You'll love the convenience of being close to all the essentials. Spacious Lot:The house sits on a generous half-acre lot, offering plenty of space for outdoor activities, gardening, or simply relaxing in your own private oasis. Charming Interior:Step inside to find a cozy living room with a beautiful fireplace, perfect for those chilly Michigan evenings. The solid oak cabinets in the kitchen add a touch of elegance and provide ample storage space. Comfortable Bedrooms:With three bedrooms, there's plenty of room for your family, guests, or a home office. Each room is designed to offer comfort and a peaceful retreat at the end of the day. Community and Convenience: St. Charles is known for its friendly community and welcoming atmosphere. Enjoy the benefits of small-town living with easy access to nearby amenities and larger cities for work or leisure. Don't miss out on this adorable home that combines comfort, convenience, and a great location. Schedule a showing today and see for yourself why this house is the perfect place to call home!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,090 sq ft home in St Charles Village in Saint Charles built in 1930.
Final sale price: $129,900 (about $119/sq ft).
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,090 sqft
Lot Size0.48 acres
Year Built1930
Location
CitySaint Charles
MunicipalitySt Charles Twp
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionVinyl Siding
Garage2.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed7/18/2024
Sold Date12/12/2024
Original Price$149,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Janet E Theisen
Berkshire Hathaway HomeServices
Frequently Asked Questions about 403 Spruce Street, Saint Charles, MI 48655
Which school district serves 403 Spruce Street, Saint Charles, MI 48655?
Per MLS# 50149100, 403 Spruce Street, Saint Charles, MI 48655 is in the St. Charles Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Charles Community Schools directly to confirm enrollment eligibility.
What financing options are available for 403 Spruce Street, Saint Charles, MI 48655?
Per MLS# 50149100, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 403 Spruce Street, Saint Charles, MI 48655 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 403 Spruce Street, Saint Charles, MI 48655 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 403 Spruce Street, Saint Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 403 Spruce Street, Saint Charles, MI 48655?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St Charles Twp police department or the Saginaw County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$843
Principal & interest$843
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
403 Spruce Street, Saint Charles, MI 48655
View full property history →
Municipality
St Charles Village
View all listings →
Get email alerts for new listings near 403 Spruce Street
We'll notify you when something hits the market in St Charles Village or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.