Sold
405 Cedar Street, Elk Rapids, MI 49629
Sold on 10/27/2025 for$565,000
MLS # 1938783 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19600.22 acres
1 / 59
Listing Description
There's a Harbor town in Northern Michigan called Elk Rapids, where life is just a bit sweeter. Your view of the water is around every corner and access to it is just as easy. This home offers you an opportunity to live and thrive in a community where people care about their neighbors. Walk, bike or run into town, you're only three blocks to the beaches, downtown stores and eateries. Cozy up on the back deck swing with a good book and enjoy the tranqility of a beautifully landscaped yard. Inside you will find an inviting floor plan, open and bright with lots of windows providing natural light. The island kitchen is the perfect place to enjoy family and friends; sharing stories while crafting a meal, fresh from the local farmers market. This 3 bedroom ranch home, has been thoughtfully updated, designed with comfort and ease in mind. Currently used as a succesful short term rental, with a current (transferable) license in the Village; you can decide what your ideal lifestyle looks like. The ovesized garage, has tons of room for your cars, boats, bikes and boards. Located in the desirable Village of Elk Rapids, this home is ready to enjoy.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1960 sits in Elk Rapids Village in Elk Rapids.
Final sale price: $565,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.22 acres
Year Built1960
Stories1
Location
CityElk Rapids
Zip Code49629
CountyAntrim
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed9/18/2025
Sold Date10/26/2025
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kellie Sergent
Century 21 Northland-Elk Rapids
Frequently Asked Questions about 405 Cedar Street, Elk Rapids, MI 49629
What financing options are available for 405 Cedar Street, Elk Rapids, MI 49629?
Per MLS# 1938783, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 405 Cedar Street, Elk Rapids, MI 49629 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 405 Cedar Street, Elk Rapids, MI 49629?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,567
Principal & interest$3,567
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
405 Cedar Street, Elk Rapids, MI 49629
View full property history →
Municipality
Elk Rapids Village
View all listings →
Get email alerts for new listings near 405 Cedar Street
We'll notify you when something hits the market in Elk Rapids Village or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.