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405 E Mill Street, Capac, MI 48014
$190,000
MLS # 20261041558 (Realcomp)
2 beds2 baths991 sqftBuilt 18900.3 acres
1 / 3
Listing Description
Fallback in love with small-town charm at 405 S. Mill Street! Nestled in the heart of the quaint village of Capac, Michigan. This picture perfect 2 bedroom, 2 bathroom farmhouse completely redefines "move in ready". From the moment you pull up the spacious driveway, the gorgeous wrap-around front porch and stunning natural cedar-shaker gables will steal your heart. Don't let the historic character fool you-this beauty has been completely and meticulously remodeled from top to bottom with a fresh, modern cottage vibe. It is entirely turn-key with up-to-date finishes and mechanicals throughout, meaning you can unpack your bags and immediately start relaxing on your back deck. Boasting a bright, open-concept layout with brand new paint throughout and a generous lot with plenty of green space. This home is the ultimate low-maintenance dream. Just minutes from I-69, it perfectly balances quiet village living with easy commuting. Don't wait- schedule your tour today and make this gorgeous renovation your own! B&BATVAI.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 991 sq ft home in Mussey Township in Capac built in 1890.
Listed at $190,000 (about $192/sq ft).
Estimated annual property tax: $2,843, or about $237 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area991 sqft
Lot Size0.3 acres
Year Built1890
Stories2
Location
CityCapac
MunicipalityCapac Vlg
Zip Code48014
CountySt. Clair
School DistrictCapac
Construction & Systems
ConstructionOther
BasementCrawl Space
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/2/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,843
Parcel #74407500047000
Source: SparkMLS
Legal Description
S 172.2 FT OF W 76 FT OF LOT 17 SUPERVISOR JOHN BOWERS PLAT OF THE VILLAGE OF CAPAC SEC 21, 22, 27 & 28 T7N R13E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dean Taylor
R J Holden Associates
Frequently Asked Questions about 405 E Mill Street, Capac, MI 48014
What school district is 405 E Mill Street, Capac, MI 48014 in?
Per MLS# 20261041558, this property is served by Capac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261041558, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261041558, the most recent reported annual property tax for 405 E Mill Street, Capac, MI 48014 is $2,843. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 405 E Mill Street, Capac, MI 48014 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 405 E Mill Street, Capac, MI 48014 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Capac Vlg police department or the St. Clair County sheriff's office.
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Monthly payment$1,232
Principal & interest$1,232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
405 E Mill Street, Capac, MI 48014
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Municipality
Mussey Township
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