For Sale
4079 Kim Drive, Hillsdale, MI 49242
$375,500
MLS # 26028209 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,070 sqftBuilt 19740.41 acres
1 / 49
Listing Description
Welcome to lake life on beautiful Lake Bel Air! This updated 3-bedroom, 2-bath home offers over 70 feet of frontage on one of Hillsdale County's premier all-sports lakes. Enjoy stunning water views from the spacious living room, large lakeside deck, and finished walkout basement. The updated kitchen features solid surface countertops, a convenient bar-top seating area, and a full appliance package that stays with the home. Outside, the newer seawall provides peace of mind while maximizing your enjoyment of the waterfront. Whether you're looking for a year-round residence or the perfect lake getaway, this property offers the ideal combination of comfort, updates, and incredible lakefront living. Don't forget your oversized two car garage!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,070 sq ft home in Hillsdale built in 1974.
Asking $375,500 (about $181/sq ft).
Annual property taxes run approximately $1,965 ($164/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,070 sqft
Lot Size0.41 acres
Year Built1974
Stories1
Location
CityHillsdale
MunicipalityAdams Twp
Zip Code49242
CountyHillsdale
School DistrictNorth Adams-Jerome
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/9/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,965
Tax Year2025
Assessed Value$87,183
Parcel #08-055-001-006
Source: SparkMLS
Legal Description
LOT 35 SEC 17 T6S R2W BEL-AIR TERRACE NO. 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Blake Jenkins
CENTURY 21 Affiliated
Frequently Asked Questions about 4079 Kim Drive, Hillsdale, MI 49242
What school district is 4079 Kim Drive, Hillsdale, MI 49242 in?
Per MLS# 26028209, this property is served by North Adams-Jerome. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26028209, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26028209, the most recent reported annual property tax for 4079 Kim Drive, Hillsdale, MI 49242 is $1,965 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4079 Kim Drive, Hillsdale, MI 49242 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4079 Kim Drive, Hillsdale, MI 49242 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Adams Twp police department or the Hillsdale County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,435
Principal & interest$2,435
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4079 Kim Drive, Hillsdale, MI 49242
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