Sold
408 Ruddiman Drive 3, North Muskegon, MI 49445
Sold on 02/19/2026 for$540,000
MLS # 26002016 (Michigan Regional Information Center (MichRIC))
3 beds4 baths2,206 sqftBuilt 19830 acres
1 / 45
Listing Description
Rare opportunity to own a beautifully renovated, three level waterfront condo in the exclusive Channel Pointe Condominium Association, featuring only 12 total units and low HOA fees. This spacious 3 bedroom, 3.5 bathroom residence offers over 2000 square feet of thoughtfully updated living space and includes a private boat slip, making it a true boater's dream. The completely renovated interior features floor to ceiling windows showcasing stunning views of Muskegon Lake and the Muskwgon Channel, filling the home with natural light. The open living area is anchored by a cozy wood burning fireplace, perfect for year round enjoyment. Three levels provide excellent seperation of space, ideal for entertaining, guets, or remote work. Additional highlights include a single stall garage, ample storage, and a layout that blends comfort with waterfront lifestyle living. Step off your dock and enjoy quick access to Bear Lake, Muskegon Lake, and Lake MIchigan, all just minutes away.
Source: SparkMLS
About this home
3-bedroom, 4-bath, 2,206 sq ft home in North Muskegon in North Muskegon built in 1983.
This home sold for $540,000 (about $245/sq ft).
Estimated annual property tax: $5,188, or about $432 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 8 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms4
Living Area2,206 sqft
Year Built1983
Stories3
Location
CityNorth Muskegon
MunicipalityNorth Muskegon City
Zip Code49445
CountyMuskegon
School DistrictNorth Muskegon
Construction & Systems
StyleContemporary
ConstructionHardiPlank Type
BasementDaylight
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Center Island
Sale & Financing
Listed1/15/2026
Sold Date2/18/2026
Original Price$599,900
Terms AcceptedCash, VA Loan, Conventional
HOA
HOA Fee$374 / Monthly
IncludesTrash, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$5,188
Tax Year2025
Assessed Value$202,600
Parcel #23-161-000-0003-00
Source: SparkMLS
Legal Description
NORTH MUSKEGON CITY CHANNEL POINTE CONDOMINIUMS UNIT NUMBER 3
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Michael John Weessies
Core Realty Partners LLC
Frequently Asked Questions about 408 Ruddiman Drive 3, North Muskegon, MI 49445
Which school district serves 408 Ruddiman Drive 3, North Muskegon, MI 49445?
Per MLS# 26002016, 408 Ruddiman Drive 3, North Muskegon, MI 49445 is in the North Muskegon boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact North Muskegon directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26002016, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 408 Ruddiman Drive 3, North Muskegon, MI 49445?
Per public tax records, annual property taxes for this property are $5,188 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 408 Ruddiman Drive 3, North Muskegon, MI 49445 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 408 Ruddiman Drive 3, North Muskegon, MI 49445 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 408 Ruddiman Drive 3, North Muskegon, MI 49445. The maximum advertised download speed is 7.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 408 Ruddiman Drive 3, North Muskegon, MI 49445?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the North Muskegon City police department or the Muskegon County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,135
Principal & interest$3,761
HOA$374
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
408 Ruddiman Drive 3, North Muskegon, MI 49445
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Municipality
North Muskegon
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