For Sale
4081 Montgomery Street, Detroit, MI 48204
$185,000
MLS # 20261028630 (Realcomp)
4 beds2 baths2,568 sqftBuilt 19150.09 acres
1 / 28
Listing Description
Beautiful 4 bedroom 2 full bathroom Colonial Fully rehabbed. New Flooring, New Kitchen, New Batthrooms, New HVAC, New Central Air, New Windows, Finished basement with full bathroom, Attic has been remodeled can be used for office space or 5th bedroom. Property also comes with appliances. New fridge, stove, microwave, washer, and dryer
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 2,568 sq ft home built in 1915 sits in Rosa Parks in Detroit.
Listed at $185,000 (about $72/sq ft).
Annual property taxes run approximately $1,271 ($106/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,568 sqft
Lot Size0.09 acres
Year Built1915
Stories3
Location
CityDetroit
Zip Code48204
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionBrick
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Home Warranty
Sale & Financing
Listed4/25/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$1,980
Tax Year2025
State Equalized Value$19,800
Assessed Value$19,800
Parcel #14002621.
Source: Public Records
Legal Description
S MONTGOMERY 233 HOLDEN & MURRAYS 2ND SUB L27 P77 PLATS, W C R 14/161 35 X 106.30
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Fred Pickens
Harvest Homes Realty
Frequently Asked Questions about 4081 Montgomery Street, Detroit, MI 48204
What school district is 4081 Montgomery Street, Detroit, MI 48204 in?
Per MLS# 20261028630, this property is served by Detroit. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 4081 Montgomery Street, Detroit, MI 48204?
Per MLS# 20261028630, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261028630, the most recent reported annual property tax for 4081 Montgomery Street, Detroit, MI 48204 is $1,764. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4081 Montgomery Street, Detroit, MI 48204 eligible for USDA financing?
Per USDA Rural Development boundary data, 4081 Montgomery Street, Detroit, MI 48204 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4081 Montgomery Street, Detroit, MI 48204 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$1,271
Monthly$106
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,306
Principal & interest$1,200
Property taxes$106
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4081 Montgomery Street, Detroit, MI 48204
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Neighborhood
Rosa Parks
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Community
Detroit
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County
Wayne County
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