For Sale
4081 N Stephanie Drive, Branch, MI 49402
$399,900
MLS # 26029188 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,446 sqftBuilt 19922.45 acres
1 / 55
Listing Description
Rare opportunity to own a private lakefront retreat on no-wake Cartier/Little Bass Lake! Situated on 2.45 wooded acres at the end of a private road, this property offers approximately 180 feet of frontage and exceptional privacy. The home features 2 bedrooms plus a spacious loft, 2 full baths, cathedral ceilings, an open floor plan, large living room, bright 3-season sunroom, and a kitchen that opens to the dining area with an 8-foot slider leading to the deck. The primary bedroom includes double closets, and the walkout lower level offers tremendous storage and future finishing potential for additional living space. A 28'x42' pole barn provides ample room for boats, vehicles, and recreational gear. Privacy, acreage, lake frontage, and endless outdoor recreation--all in one incredible Up North package! Enjoy fishing, kayaking, paddleboarding, pontoon rides, and peaceful lake views, plus 1/22 ownership in the adjoining 80 acres for hunting, hiking, and exploring.
Source: SparkMLS
About this home
Located in Branch, this property offers 3-bedroom, 2-bath, 1,446 sq ft, with original construction dating to 1992.
Currently offered at $399,900 (about $277/sq ft).
Annual property taxes run approximately $4,680 ($390/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,446 sqft
Lot Size2.45 acres
Year Built1992
Stories2
Location
CityBranch
MunicipalitySheridan Twp
Zip Code49402
CountyMason
School DistrictMason Cnty Eastern
Construction & Systems
StyleChalet
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorLP Tank Owned
Sale & Financing
Listed6/12/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$450 / Annually
IncludesTrash, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$0
Tax Year2026
State Equalized Value$187,000
Taxable Value$112,926
Assessed Value$115,975
Homestead (PRE)100%
Parcel #012-630-022-01
Source: Public Records
Legal Description
RAYPAUL SUBDIVISION LOT 22, WITH R/R, & 1/22 INT. IN THAT PART OF NW 1/4 NOT PLATTED LYING S'LY & E'LY OF RAYPAUL SUBDIVISION AND W 1/2 LOT 21 - SEE FULL LEGAL IN DOCS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nancy Randall
Big River Properties
Frequently Asked Questions about 4081 N Stephanie Drive, Branch, MI 49402
What school district is 4081 N Stephanie Drive, Branch, MI 49402 in?
Per MLS# 26029188, this property is served by Mason Cnty Eastern. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26029188, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 4081 N Stephanie Drive, Branch, MI 49402 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4081 N Stephanie Drive, Branch, MI 49402 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sheridan Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$4,680
Monthly$390
Millage rate25.0263 mills
Municipality: Sheridan TOWNSHIP
School district: MASON COUNTY EASTERN SD
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$3,022
Principal & interest$2,594
Property taxes$390
HOA$38
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
4081 N Stephanie Drive, Branch, MI 49402
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