Sold
409 N Mechanic Street, Berrien Springs, MI 49103
Sold on 09/19/2025 for$289,000
MLS # 25032717 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,016 sqftBuilt 19400.2 acres
1 / 30
Listing Description
Charming cottage style home boasting white picket fenced yard great for dogs! Great location in the village on quiet street close to shopping and park. Cozy up to the family room fireplace or watch the neighborhood action from the front room. 4 bedrooms and 2 full baths offer plenty of space regardless of your requirements. The large galley kitchen is easily accessed from all areas of the home. Need your own space? Upstairs offers a media/office area and the main floor has a huge 16 x 16 room for workouts/studio/playroom--let your imagination roam! Don't worry about storage the bright, spacious basement offers plenty. Check out this move in ready home complete with new Furnace and new water main. See it before its gone!
Source: SparkMLS
About this home
Located in Berrien Springs Village in Berrien Springs, this property offers 4-bedroom, 2-bath, 2,016 sq ft, with original construction dating to 1940.
This home sold for $289,000 (about $143/sq ft).
Property tax estimate: $4,595 per year ($383/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 8 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,016 sqft
Lot Size0.2 acres
Year Built1940
Stories2
Location
CityBerrien Springs
MunicipalityBerrien Springs Vllg
Zip Code49103
CountyBerrien
School DistrictBerrien Springs Public Schools
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener
Sale & Financing
Listed7/4/2025
Sold Date9/18/2025
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,595
Tax Year2021
Assessed Value$63,327
Parcel #11-32-0340-0107-00-3
Source: SparkMLS
Legal Description
LOT 107 PLAT OF ORIGINAL TOWN OF BERRIEN SPRINGS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Scott McLauchlin
McLauchlin Realty, Inc.
Frequently Asked Questions about 409 N Mechanic Street, Berrien Springs, MI 49103
Which school district serves 409 N Mechanic Street, Berrien Springs, MI 49103?
Per MLS# 25032717, 409 N Mechanic Street, Berrien Springs, MI 49103 is in the Berrien Springs Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Berrien Springs Public Schools directly to confirm enrollment eligibility.
What financing options are available for 409 N Mechanic Street, Berrien Springs, MI 49103?
Per MLS# 25032717, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 409 N Mechanic Street, Berrien Springs, MI 49103?
Per public tax records, annual property taxes for this property are $4,595 (2021). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 409 N Mechanic Street, Berrien Springs, MI 49103 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 409 N Mechanic Street, Berrien Springs, MI 49103 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 409 N Mechanic Street, Berrien Springs, MI 49103. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 409 N Mechanic Street, Berrien Springs, MI 49103?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Berrien Springs Vllg police department or the Berrien County sheriff's office.
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Monthly payment$1,906
Principal & interest$1,906
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Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed WirelessDSL
8 providers at this address
XfinityCable
1.2 Gbps1 Gbps
StarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
409 N Mechanic Street, Berrien Springs, MI 49103
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Municipality
Berrien Springs Village
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