For Sale
411 Hill Street, Ionia, MI 48846
$314,800
MLS # 26011103 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,240 sqftBuilt 19870.59 acres
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Listing Description
Welcome to your dream home! Nestled on over half an acre of serene landscape in the highly sought-after Ionia School District, this stunning 3-bedroom, 2-bath ranch home boasts over 2,000 sq ft of thoughtfully designed living space. Perfect for families, entertainers, or those seeking a peaceful retreat, this residence offers a perfect blend of comfort, style, and functionality. Key Features: Spacious and Inviting Open Floorplan: As you step inside, you'll be greeted by a wide-open floorplan that seamlessly connects the living, dining, and kitchen areas. Natural light pours through large windows, creating a warm and inviting atmosphere. Gourmet Kitchen Delight: The heart of the home is undoubtedly the large kitchen, equipped with an abundance of cabinets for all your storage needs, stylish countertops, and modern appliances.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,240 sq ft home in Ionia built in 1987.
Asking $314,800 (about $141/sq ft).
Property tax estimate: $3,379 per year ($282/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,240 sqft
Lot Size0.59 acres
Year Built1987
Stories1
Location
CityIonia
MunicipalityIonia Twp
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air, Wood
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed3/20/2026
Original Price$339,900
Terms AcceptedFHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,379
Tax Year2025
Assessed Value$109,700
Parcel #34-060-220-000-150-00
Source: SparkMLS
Legal Description
SUP WELCHS PLAT OF STEELE HILL LOT 39 SEC 17 T7N R6W IONIA TWP, IONIA COUNTY, MICHIGAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jason Titus
Independence Realty (Main)
Frequently Asked Questions about 411 Hill Street, Ionia, MI 48846
Which school district serves 411 Hill Street, Ionia, MI 48846?
Per MLS# 26011103, 411 Hill Street, Ionia, MI 48846 is in the Ionia boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ionia directly to confirm enrollment eligibility.
What financing options are available for 411 Hill Street, Ionia, MI 48846?
Per MLS# 26011103, this listing accepts FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 411 Hill Street, Ionia, MI 48846?
Per public tax records, annual property taxes for this property are $3,379 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 411 Hill Street, Ionia, MI 48846 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 411 Hill Street, Ionia, MI 48846 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 411 Hill Street, Ionia, MI 48846?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ionia Twp police department or the Ionia County sheriff's office.
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Monthly payment$2,042
Principal & interest$2,042
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
411 Hill Street, Ionia, MI 48846
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