For Sale
4135 W Joy Road, Shelbyville, MI 49344
$449,900
MLS # 26028704 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,121 sqftBuilt 19500.2 acres
1 / 56
Listing Description
Enjoy the best of Gun Lake living with this charming 2-bedroom, 1-bath canal-front retreat! Perfectly positioned for easy access to the lake, this property offers everything you need for a relaxing waterfront lifestyle. Inside, you'll find a comfortable and inviting living space, while outside the amenities truly shine. A spacious deck provides the perfect setting for entertaining, grilling, or simply soaking in the peaceful canal views. The large yard offers plenty of room for outdoor games, gatherings, and summer fun. Boaters and lake enthusiasts will appreciate the ample parking, detached garage, and two storage sheds--ideal for storing all your lake toys, tools, and equipment. Whether you're looking for a year-round home, weekend getaway, or investment opportunity, this Gun Lake gem delivers the perfect blend of convenience, recreation, and waterfront charm.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,121 sq ft home built in 1950 sits in Shelbyville.
Currently offered at $449,900 (about $401/sq ft).
Property tax estimate: $3,052 per year ($254/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,121 sqft
Lot Size0.2 acres
Year Built1950
Stories1
Location
CityShelbyville
MunicipalityOrangeville Twp
Zip Code49344
CountyBarry
School DistrictDelton-Kellogg
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingBaseboard
WaterWell
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/10/2026
Original Price$459,900
Terms AcceptedCash, VA Loan, Conventional
HOA
HOA Fee$180 / Annually
IncludesOther, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$3,052
Tax Year2026
Assessed Value$127,825
Parcel #081109503800
Source: SparkMLS
Legal Description
ORANGEVILLE TWP LOT 102 LYNDEN JOHNCOCK PLAT NO. 1. ALSO LOT 103 LYNDEN JOHNCOCK PLAT NO. 1 EXC BEG AT SW COR LOT 103, TH N 28 DEG 17' E ALONG W LINE SD LOT 36.15 FT, TH S 61 DEG 43' 00'' E 92.11 FT, TH S 42 DEG 40' 11'' E 11.57 FT TO E LINE LOT 103, TH S 28 DEG 17' W ALONG E LINE 32.21 FT TO SE COR SD LOT 103, TH NW ALONG S LINE LOT 103 TO SW COR SD LOT AND P.O.B.
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amy L Hamilton
Jaqua, REALTORS
Frequently Asked Questions about 4135 W Joy Road, Shelbyville, MI 49344
Which school district serves 4135 W Joy Road, Shelbyville, MI 49344?
Per MLS# 26028704, 4135 W Joy Road, Shelbyville, MI 49344 is in the Delton-Kellogg boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Delton-Kellogg directly to confirm enrollment eligibility.
What financing options are available for 4135 W Joy Road, Shelbyville, MI 49344?
Per MLS# 26028704, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4135 W Joy Road, Shelbyville, MI 49344?
Per public tax records, annual property taxes for this property are $3,052 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4135 W Joy Road, Shelbyville, MI 49344 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4135 W Joy Road, Shelbyville, MI 49344 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4135 W Joy Road, Shelbyville, MI 49344?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Orangeville Twp police department or the Barry County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,933
Principal & interest$2,918
HOA$15
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4135 W Joy Road, Shelbyville, MI 49344
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