Sold
4197 Scarlet Oak Drive, Saginaw, MI 48603
Sold on 07/02/2026 for$245,000
MLS # 50209533 (MiRealSource)
3 beds2 bathsBuilt 19790.26 acres
1 / 40
Listing Description
This solidly constructed three-bedroom ranch-style residence is situated in Saginaw Township and boasts nearly 1600 square feet of living space complemented by approximately 1500 square feet in the basement. The expansive kitchen features a substantial island and abundant space, creating an ideal area for culinary pursuits. The primary bedroom suite includes a spacious walk-in closet and an en-suite bathroom equipped with a stand-up shower. Conveniently located, the first-floor laundry facility provides effortless accessibility. The beautifully landscaped backyard offers a serene atmosphere, complete with a spacious Deck on the living room.
Source: SparkMLS
About this home
3-bedroom, 2-bath home in Saginaw Township in Saginaw built in 1979.
Final sale price: $245,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.26 acres
Year Built1979
Location
CitySaginaw
MunicipalitySaginaw Twp
Zip Code48603
CountySaginaw
School DistrictSaginaw Twp
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorWet Bar
Sale & Financing
Listed5/29/2026
Sold Date7/1/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #23-12-4-04-4700-000
Source: SparkMLS
Legal Description
LOT 200 MACKINAW WOODS NO 4 PART OF SE 1/4 SEC 04 T12N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cathy Gutierrez
Berkshire Hathaway HomeServices
Frequently Asked Questions about 4197 Scarlet Oak Drive, Saginaw, MI 48603
Which school district serves 4197 Scarlet Oak Drive, Saginaw, MI 48603?
Per MLS# 50209533, 4197 Scarlet Oak Drive, Saginaw, MI 48603 is in the Saginaw Twp boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saginaw Twp directly to confirm enrollment eligibility.
What financing options are available for 4197 Scarlet Oak Drive, Saginaw, MI 48603?
Per MLS# 50209533, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4197 Scarlet Oak Drive, Saginaw, MI 48603 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4197 Scarlet Oak Drive, Saginaw, MI 48603 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4197 Scarlet Oak Drive, Saginaw, MI 48603?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,654
Principal & interest$1,654
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4197 Scarlet Oak Drive, Saginaw, MI 48603
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Municipality
Saginaw Township
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