Under Contract
4245 Echo Road, Benton Harbor, MI 49022
$225,000
MLS # 25048189 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,967 sqftBuilt 19980.5 acres
1 / 54
Listing Description
This custom-designed 4-bedroom ranch home, lovingly maintained by its original owner, offers the perfect balance of peaceful country living with the convenience of nearby amenities. Built as a 28-foot-wide multi-section home by The Commodore Corporation. The home features a spacious eat-in kitchen with skylights, abundant cabinetry, and generous counter space, which opens seamlessly to the family and dining rooms. The primary suite includes a walk-in closet, and private bath. Recent improvements include a new roof with a 20-year transferable warranty, new Trane furnace with digital thermostat, new hot water heater, new water softener, new carpeting throughout, and kitchen updates with a new stove, dishwasher, and refrigerator. The home has also been converted to natural gas service and includes a newly installed sump pump. Ideally located just a few miles from the Lake Michigan Shore Wine Trail, minutes from Lake Michigan, and only 90 min. from Chicago.
Source: SparkMLS
About this home
Located in Benton Township in Benton Harbor, this property offers 4-bedroom, 2-bath, 1,967 sq ft, with original construction dating to 1998.
Currently offered at $225,000 (about $114/sq ft).
Estimated annual property tax: $2,386, or about $199 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms4
Bathrooms2
Living Area1,967 sqft
Lot Size0.5 acres
Year Built1998
Stories1
Location
CityBenton Harbor
MunicipalityBenton Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available
InteriorGarage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed5/10/2026
Original Price$265,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,386
Tax Year2024
Assessed Value$76,162
Parcel #11-03-2490-0003-00-1
Source: SparkMLS
Legal Description
LOT 3 FOREST POINT SUB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cathy Ficks-Blasy
Epique Realty
Frequently Asked Questions about 4245 Echo Road, Benton Harbor, MI 49022
What school district is 4245 Echo Road, Benton Harbor, MI 49022 in?
Per MLS# 25048189, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25048189, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25048189, the most recent reported annual property tax for 4245 Echo Road, Benton Harbor, MI 49022 is $2,386 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4245 Echo Road, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4245 Echo Road, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4245 Echo Road, Benton Harbor, MI 49022
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Municipality
Benton Township
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