Sold
4250 Phillips Road, Metamora, MI 48455
Sold on 05/20/2026 for$435,000
MLS # 20261021831 (Realcomp)
3 beds2 baths3,102 sqftBuilt 19892.5 acres
1 / 32
Listing Description
Welcome to this turnkey property that offers the peaceful feel of “up north” living. Set on beautifully maintained grounds with mature landscaping, this unique home features both a scenic creek and a pond. Inside, you’ll find a finished basement, convenient first-floor laundry, and a bright sunroom leading to a dedicated hot tub room with 220 service—perfect for relaxing year-round. A generator hookup adds extra peace of mind. The wooded acreage provides excellent privacy and is ideal for hunting. The impressive 25 x 40 pole barn is equipped with 100-amp service, electricity, cement floors, a wood stove, and a hay loft. With 14-foot rafters and a 12-foot door, it offers ample space for equipment or hobbies. Previously set up for horses, the barn had three stalls that were removed but could easily be restored. All appliances are included, along with a pool table—making this home truly move-in ready.
Source: SparkMLS
About this home
Located in Hadley Township in Metamora, this property offers 3-bedroom, 2-bath, 3,102 sq ft, with original construction dating to 1989.
Closed at $435,000 (about $140/sq ft).
Annual property taxes run approximately $2,211 ($184/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area3,102 sqft
Lot Size2.5 acres
Year Built1989
Stories1
Location
CityMetamora
MunicipalityHadleyTwp
Zip Code48455
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed4/2/2026
Sold Date5/19/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,211
Parcel #01001502510
Source: SparkMLS
Legal Description
T6N R9E, SEC 15 PT OF SW 1/4 OF SE 1/4 BEG AT S 1/4 CORN; TH N 0 DEG 22'51" E 544.50 FT; TH S 89 DEG 01'40" E 200 FT; TH S 0 DEG 22'51" W 544.50 FT; TH N 89 DEG 01'40" W 200 FT TO POB. 2.50 AC.*
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Melissa M Curtis
Berkshire Hathaway HomeServices Kee Realty
Frequently Asked Questions about 4250 Phillips Road, Metamora, MI 48455
What school district is 4250 Phillips Road, Metamora, MI 48455 in?
Per MLS# 20261021831, this property is served by Lapeer. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261021831, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261021831, the most recent reported annual property tax for 4250 Phillips Road, Metamora, MI 48455 is $2,211. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4250 Phillips Road, Metamora, MI 48455 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4250 Phillips Road, Metamora, MI 48455 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the HadleyTwp police department or the Lapeer County sheriff's office.
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Monthly payment$2,919
Principal & interest$2,919
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4250 Phillips Road, Metamora, MI 48455
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Municipality
Hadley Township
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