For Sale
4286 S 198th Avenue, Hesperia, MI 49421
$465,000
MLS # 26023469 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,554 sqftBuilt 20001.79 acres
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Listing Description
Welcome to 4286 S. 198th Ave., Hesperia, MI -- just in time for summer! Nestled on 1.79 acres with nearly 200 feet of frontage on a beautiful manmade lake, this idyllic property offers the perfect setting for relaxing evenings, entertaining guests, and making lifelong memories. This spacious 3-bedroom, 2.5-bath home features an inviting open-concept floor plan. Step inside to a large family room with a separate seating area, flowing seamlessly into the dining space and expansive kitchen complete with abundant storage and counter space. The main floor also includes a convenient laundry room and half bath. Upstairs, the primary suite provides peaceful lake views, creating the perfect private retreat. Two additional generously sized bedrooms and a full bath complete the upper level. The basement is ready for your vision, featuring 9-foot ceilings and the potential for over 2,000 square feet of finished living space once it's complete.
Source: SparkMLS
About this home
Located in Hesperia, this property offers 3-bedroom, 3-bath, 1,554 sq ft, with original construction dating to 2000.
Asking $465,000 (about $299/sq ft).
Property tax estimate: $3,008 per year ($251/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,554 sqft
Lot Size1.79 acres
Year Built2000
Stories2
Location
CityHesperia
MunicipalityNewfield Twp
Zip Code49421
CountyOceana
School DistrictHesperia
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/24/2026
Original Price$475,000
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,008
Tax Year2025
Assessed Value$96,046
Parcel #014-035-200-25
Source: SparkMLS
Legal Description
4286 S 198TH AVE WD-L2000P6713 SPL FR 11 IN 2000 SEC 35 T14N R15W. 1.79 A M/L PCL E TH PT OF SE 1/4 OF NE 1/4 COM N 88 DEG W 1317.92 FT & N 609 FT FR E 1/4 SEC COR, TH N 174 FT, TH S 88 DEG E 448.17 FT, TH S 01 DEG W 173.99 FT, TH N 88 DEG W 446.46 F T TO POB.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tina M Drum
616 Realty LLC
Frequently Asked Questions about 4286 S 198th Avenue, Hesperia, MI 49421
Which school district serves 4286 S 198th Avenue, Hesperia, MI 49421?
Per MLS# 26023469, 4286 S 198th Avenue, Hesperia, MI 49421 is in the Hesperia boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hesperia directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26023469, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4286 S 198th Avenue, Hesperia, MI 49421?
Per public tax records, annual property taxes for this property are $3,008 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4286 S 198th Avenue, Hesperia, MI 49421 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4286 S 198th Avenue, Hesperia, MI 49421 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4286 S 198th Avenue, Hesperia, MI 49421?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Newfield Twp police department or the Oceana County sheriff's office.
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Monthly payment$3,016
Principal & interest$3,016
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4286 S 198th Avenue, Hesperia, MI 49421
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