Sold
431 Railroad Street, Chelsea, MI 48118
Sold on 09/11/2025 for$232,500
MLS # 25035602 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,232 sqftBuilt 19000.35 acres
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Listing Description
This traditional farmhouse style home lives large, and is centrally located to charming downtown Chelsea. The home has been so nicely updated; fresh paint throughout, beautiful herringbone patterned ceramic tile flooring in the kitchen with freshly painted kitchen cabinets. The full bathroom has been completely gutted and updated with fresh white vanity, tub/shower and ceramic flooring. Original HWF in the front greeting room and family room which also has a great bay window. There's a small bedroom and a bonus room on the first floor that could be used as an office. Upstairs the primary bedroom is amply sized and has brand new carpeting. The yard is HUGE - nearly twice the size of a standard city lot and it's completely fenced, with a new composite
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,232 sq ft home in Heritage Pointe in Chelsea built in 1900.
This home sold for $232,500 (about $189/sq ft).
Property tax estimate: $5,562 per year ($464/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers. Electric service is provided by City of Chelsea; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,232 sqft
Lot Size0.35 acres
Year Built1900
Stories2
Location
CityChelsea
MunicipalityChelsea
Zip Code48118
CountyWashtenaw
School DistrictChelsea School District
Construction & Systems
StyleFarmhouse
ConstructionAluminum Siding, Vinyl Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorEat-in Kitchen
Sale & Financing
Listed7/23/2025
Sold Date9/10/2025
Original Price$245,000
Terms AcceptedCash, Conventional
Concessions$1,500
Source: SparkMLS
Tax Information
Annual Tax$5,562
Tax Year2025
Assessed Value$115,941
Parcel #060707225010
Source: SparkMLS
Legal Description
*OLD SID - GC 07-570-008-00 C.V. 1L-5 COM AT NE COR OF SEC 12, T2SR3E,
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michelle Elie
The Charles Reinhart Company
Frequently Asked Questions about 431 Railroad Street, Chelsea, MI 48118
What school district is 431 Railroad Street, Chelsea, MI 48118 in?
Per MLS# 25035602, this property is served by Chelsea School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 431 Railroad Street, Chelsea, MI 48118?
Per MLS# 25035602, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25035602, the most recent reported annual property tax for 431 Railroad Street, Chelsea, MI 48118 is $5,562 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 431 Railroad Street, Chelsea, MI 48118 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 431 Railroad Street, Chelsea, MI 48118 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 431 Railroad Street, Chelsea, MI 48118?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Chelsea. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Washtenaw County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,524
Principal & interest$1,524
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteUnlicensed Fixed WirelessSatelliteFixed WirelessLicensed Fixed WirelessDSL
9 providers at this address
XfinityCable
1.2 Gbps1 Gbps
StarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsRural ReachFixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Chelsea
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
431 Railroad Street, Chelsea, MI 48118
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Neighborhood
Heritage Pointe
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Community
Chelsea
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County
Washtenaw County
View county overview →
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