Sold
431 Smith Street, Portland, MI 48875
Sold on 03/27/2026 for$209,000
MLS # 26005377 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,095 sqftBuilt 19460.27 acres
1 / 17
Listing Description
This beautiful, move in ready, 3 bedroom, 1 bath ranch has NEW Anderson windows, NEW carpet, NEW paint throughout, and NEW interior doors & fixtures. The home is situated on a large West facing lot with a patio to enjoy sunsets, an attached 1 car garage, and a fenced in back yard! Conveniently located across from Brush St. Park, and an ease of distance to schools, library, downtown Portland, the splash pad, and the river trail! Easy access to I96, great location between Lansing and Grand Rapids.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,095 sq ft home in Portland built in 1946.
Final sale price: $209,000 (about $191/sq ft).
Annual property taxes run approximately $3,216 ($268/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 10 providers. Electric service is provided by City of Portland; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,095 sqft
Lot Size0.27 acres
Year Built1946
Stories1
Location
CityPortland
MunicipalityPortland
Zip Code48875
CountyIonia
School DistrictPortland
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed2/12/2026
Sold Date3/26/2026
Original Price$220,000
Terms AcceptedCash, MSHDA, Conventional
Concessions$1,862
Source: SparkMLS
Tax Information
Annual Tax$3,216
Tax Year2025
Assessed Value$80,200
Parcel #300-180-000-050-00
Source: SparkMLS
Legal Description
CITY OF PORTLAND THE NLY 21 FEET OF LOT 35 AND ALL OF LOT 34 EXC. NLY 2 FT. A.& J. NEWMAN ADD. TO THE CITY OF PORTLAND T6N R5W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Loraine K Dankers
EXP Realty LLC
Frequently Asked Questions about 431 Smith Street, Portland, MI 48875
What school district is 431 Smith Street, Portland, MI 48875 in?
Per MLS# 26005377, this property is served by Portland. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 431 Smith Street, Portland, MI 48875?
Per MLS# 26005377, the seller has indicated this property accepts the following financing types: Cash, MSHDA, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26005377, the most recent reported annual property tax for 431 Smith Street, Portland, MI 48875 is $3,216 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 431 Smith Street, Portland, MI 48875 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 431 Smith Street, Portland, MI 48875 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 431 Smith Street, Portland, MI 48875?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Portland. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Portland police department or the Ionia County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,356
Principal & interest$1,356
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteSatelliteUnlicensed Fixed WirelessDSL
10 providers at this address
1.2 Gbps
HomeWorks ConnectFiber
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsSurf InternetUnlicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Portland
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
431 Smith Street, Portland, MI 48875
View full property history →
Get email alerts for new listings near 431 Smith Street
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.