Sold
432 High Street, Charlotte, MI 48813
Sold on 01/28/2026 for$300,000
MLS # 293007 (Greater Lansing Association of REALTORS®)
4 beds2 bathsBuilt 19501.12 acres
1 / 45
Listing Description
Sprawling ranch on 1.12 acres in town featuring 4 bedrooms on the first floor and a potential 5th in the basement with an egress window! 2.5 baths with an updated 1/2 bath in the basement. Large kitchen with soft close cabinets and a pantry wall for great storage space. Beautiful original hardwood flooring and 6 panel hardwood doors throughout. Primary bedroom ensuite with tiled shower and double closets. Second bath has a tiled shower and double sinks. Great room with beamed ceiling and a wood fireplace. Walk out of the great room to the patio and deck overlooking the beautiful backyard. Full basement is partially finished with a family room, bedroom, kitchenette and dining room area that would be perfect for an in-law suite or entertaining. Great storage in the mechanical room., Front Door: West, Improvements: Great Room,Lower Level Kitchen, Foundation Details: Block
Source: SparkMLS
About this home
4-bedroom, 2-bath home in Charlotte in Charlotte built in 1950.
Closed at $300,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size1.12 acres
Year Built1950
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
Construction & Systems
ConstructionBlock, Wood Siding, Other
BasementOther, Partial, Crawl Space
SewerPublic
UtilitiesBroadband
InteriorWood Floor, Water Softener/Owned, Ceramic Floor, Ceiling Fan(s)
Sale & Financing
Listed12/9/2025
Sold Date1/27/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Teresa Redfield
Exit Great Lakes Realty
Frequently Asked Questions about 432 High Street, Charlotte, MI 48813
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 432 High Street, Charlotte, MI 48813 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 432 High Street, Charlotte, MI 48813 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 432 High Street, Charlotte, MI 48813?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
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Monthly payment$1,946
Principal & interest$1,946
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
432 High Street, Charlotte, MI 48813
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Municipality
Charlotte
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