Sold
4326 Lake Street, Spruce, MI 48762
Sold on 07/07/2025 for$131,000
MLS # 201831614
2 beds1 bath
1 / 18
Listing Description
Cozy ranch across the street from all-sport Hubbard Lake in Wood Haven Subdivision. 3 public subdivision access sites including one that is directly across the street. Two bedrooms, gas log fireplace, sunroom with a relaxing wooded view, plus a detached garage. The roof and septic are about 10 years old, and the natural gas furnace is about 12 years old. Great potential and would be a perfect year-round home or cottage., Age: 31+ Years Approx
Source: SparkMLS
About this home
Located in Spruce, this property offers 2-bedroom, 1-bath.
This home sold for $131,000.
Electric service is provided by Consumers Energy Company; natural gas by Presque Isle Electric & Gas Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Location
CitySpruce
MunicipalityAlcona
Zip Code48762
CountyAlcona
Sale & Financing
Listed9/5/2024
Sold Date7/6/2025
Original Price$169,900
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nancy J. Smithem
Real Estate One of Alpena
Frequently Asked Questions about 4326 Lake Street, Spruce, MI 48762
Is 4326 Lake Street, Spruce, MI 48762 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4326 Lake Street, Spruce, MI 48762 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Presque Isle Electric & Gas Cooperative. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Alcona police department or the Alcona County sheriff's office.
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Monthly payment$946
Principal & interest$946
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Presque Isle Electric & Gas Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
4326 Lake Street, Spruce, MI 48762
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