Sold
4340 S Sugar Loaf Mountain Road, Cedar, MI 49621
Sold on 01/20/2026 for$715,000
MLS # 1937680 (Northern Great Lakes REALTORS® MLS)
4 beds3 bathsBuilt 19680.58 acres
1 / 56
Listing Description
Welcome to a completely updated and enchanting 4-bedroom, 4-bath cottage-style home nestled on a wooded 0.58-acre lot in the heart of Leelanau County, just minutes from Lake Michigan, Sleeping Bear Dunes, and Leland. With 2,594 sq ft of living space, this thoughtfully designed home offers a versatile two-level layout featuring two bedrooms and two full baths on each floor, perfect for flexible living or hosting guests. Highlights include vaulted and beamed ceilings, skylights, two stunning stone fireplaces, a sunroom, a den, and an upper-level with serene woodland and golf course views of Sugar Loaf’s Old Course just across the street. The beautifully landscaped grounds boast multi-level decks, a sunset-facing grilling patio, a covered front porch, and a balcony overlooking the fairway. A three-car garage with a circular driveway and carport ensures comfort and convenience year-round. Whether you're seeking a peaceful full-time residence or a Northern Michigan getaway, this charming, light-filled home blends rustic warmth with timeless appeal in one of the region’s most desirable locations. With fully updated interior and new septic system all you have to do is enjoy the comforts of this home.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath home built in 1968 sits in Cedar.
Closed at $715,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Lot Size0.58 acres
Year Built1968
Stories2
Location
CityCedar
Zip Code49621
CountyLeelanau
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Baseboard
WaterPrivate Water
Sale & Financing
Listed8/18/2025
Sold Date1/19/2026
Original Price$815,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nicole Anderson
Coldwell Banker Schmidt-Leland
Frequently Asked Questions about 4340 S Sugar Loaf Mountain Road, Cedar, MI 49621
What type of financing is accepted for this listing?
Per MLS# 1937680, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 4340 S Sugar Loaf Mountain Road, Cedar, MI 49621 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4340 S Sugar Loaf Mountain Road, Cedar, MI 49621 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$5,117
Principal & interest$5,117
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4340 S Sugar Loaf Mountain Road, Cedar, MI 49621
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