Sold
435 S Rock Lake Drive, Vestaburg, MI 48891
Sold on 12/26/2025 for$150,000
MLS # 25060326 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,020 sqftBuilt 19530.17 acres
1 / 23
Listing Description
Lake Front Cottage on beautiful All Sports - Rock Lake. This 2 bed / 1 bath Ranch can be a investor's dream flip project or a long term ''Memory Maker'' for cottage life enjoyment. Located on the South Shore with a sandy beach and crystal clear water. You will enjoy spectacular sun sets from your living room & deck along with some of the finest fishing around. Enormous potential and reward awaits the buyer who is willing to put time and additional budget into this project. Main Floor has 2 bedrooms, full bath, laundry, large kitchen and living room with vaulted ceiling over looking the lake. Lower level can be finished to add a family room or daylight 3rd bedroom. Priced to sell and well below SEV value. Property comes with a 24x40' pull barn to store all your lake toys along with plenty of paved parking. Close to restaurants, shopping, and Mt Pleasant Casino. Offers if any will be viewed on 12/13 at 9am.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,020 sq ft home built in 1953 sits in Vestaburg.
Final sale price: $150,000 (about $147/sq ft).
Property tax estimate: $1,475 per year ($123/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,020 sqft
Lot Size0.17 acres
Year Built1953
Stories1
Location
CityVestaburg
MunicipalityRichland Twp
Zip Code48891
CountyMontcalm
School DistrictVestaburg Community Schools
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementDaylight, Full, Walk-Out Access
Garage3 spaces
HeatingForced Air, Space Heater
WaterWell
SewerSeptic Tank
UtilitiesCable Available, Natural Gas Connected
Sale & Financing
Listed12/1/2025
Sold Date12/25/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,475
Tax Year2025
State Equalized Value$87,500
Taxable Value$47,882
Assessed Value$47,882
Homestead (PRE)100%
Parcel #018-420-007-01
Source: Public Records
Legal Description
1021-1286 LOTS 7 & 19 EX THAT PART OF LOT 7 DES AS BEG AT SE COR OF SAID LOT 7; TH N 84 DEG W .5 FT ALONG S LINE OF SAID LOT; N 19 DEG E 37.92 FT; N 12 DEG E 39.76 FT TO A POINT WHICH IS 122.5 FT W OF NE COR OF LOT 9; TH ELY 8.83 FT ALONG N LINE OF L OT 7 (AS STAKED) TO NE COR OF LOT 7; SLY 80.76 FT TO P OF BEG RUSNELL PARK, ROCK LAKE.
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Craig Geers
City2Shore Real Estate (GR)
Frequently Asked Questions about 435 S Rock Lake Drive, Vestaburg, MI 48891
Which school district serves 435 S Rock Lake Drive, Vestaburg, MI 48891?
Per MLS# 25060326, 435 S Rock Lake Drive, Vestaburg, MI 48891 is in the Vestaburg Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Vestaburg Community Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25060326, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 435 S Rock Lake Drive, Vestaburg, MI 48891?
Per public tax records, annual property taxes for this property are $1,475 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 435 S Rock Lake Drive, Vestaburg, MI 48891 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 435 S Rock Lake Drive, Vestaburg, MI 48891. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 435 S Rock Lake Drive, Vestaburg, MI 48891?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Richland Twp police department or the Montcalm County sheriff's office.
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Monthly payment$810
Principal & interest$810
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableGSO SatelliteSatelliteLicensed Fixed Wireless
8 providers at this address
1 Gbps
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
0 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
435 S Rock Lake Drive, Vestaburg, MI 48891
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