For Sale
4364 Pointe Place, Oscoda, MI 48750
$590,000
MLS # 1945702 (Northern Great Lakes REALTORS® MLS)
4 beds2 bathsBuilt 2003
1 / 32
Listing Description
Rare Opportunity for Luxury living on the AuSable River! This beauty has a spacious Family room with large patio doors providing an amazing view of the river, and a natural gas fireplace, a nice sized dining area, living room, office space, sunroom and a remodeled kitchen of your dreams. The home features four bedrooms and a bonus room. But wait, it gets better with a huge ground floor en-suite with two walk in closets and a luxurious bath with heated floors that was remodeled in 2025. A large composite deck, stamped concrete firepit and pads with a sunroom perfect for outdoor entertaining. This is a home on 0.368 acres. This is a this is a spectacular home. Other features include an inground sprinkler system, beautifully landscaped yard, and a two car garage. Come watch the river and the wildlife from this incredible home. Furnishings are negotiable. Seller is a licensed Real Estate Agent
Source: SparkMLS
About this home
Located in Oscoda, this property offers 4-bedroom, 2-bath, with original construction dating to 2003.
Listed at $590,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Year Built2003
Stories2
Location
CityOscoda
Zip Code48750
CountyIosco
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air, Radiant
WaterPublic
Sale & Financing
Listed5/25/2026
Terms AcceptedCash, Conventional, FHA
HOA
HOA Fee$185
IncludesTrash
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by MATTHEW HANDY
Unknown Office
Frequently Asked Questions about 4364 Pointe Place, Oscoda, MI 48750
What financing options are available for 4364 Pointe Place, Oscoda, MI 48750?
Per MLS# 1945702, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4364 Pointe Place, Oscoda, MI 48750 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4364 Pointe Place, Oscoda, MI 48750 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4364 Pointe Place, Oscoda, MI 48750?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Mortgage Calculator
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Monthly payment$4,012
Principal & interest$3,827
HOA$185
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4364 Pointe Place, Oscoda, MI 48750
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