Sold
4390 PHILLIPS Road, Metamora, MI 48455
Sold on 02/12/2025 for$449,900
MLS # 20240087866 (Realcomp)
4 beds3 baths3,018 sqftBuilt 198410 acres
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Listing Description
This is the one you have been searching for! Over 3,000 sq foot, with 10 wooded secluded acres less than a mile from Ortonville State land! This home is nestled behind towering trees with its own private pond and a creek that runs right through the woods! Low maintenance full asphalt driveway! Wildlife galore is an understatement. Enjoy an attached garage with not one but two kitchen spaces! Perfect home for an in-law suite! On the second level your eyes are immediately drawn to the cathedral ceilings and views surrounding the home with multiple windows wrapping the perimeter- Natural light galore! This home offers you the opportunity to make a house your home with a move in ready space ready to be updated overtime to meet your esthetics! B/BATVAI
Source: SparkMLS
About this home
Located in Hadley Township in Metamora, this property offers 4-bedroom, 3-bath, 3,018 sq ft, with original construction dating to 1984.
Final sale price: $449,900 (about $149/sq ft).
Property tax estimate: $3,956 per year ($330/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,018 sqft
Lot Size10 acres
Year Built1984
Stories2
Location
CityMetamora
MunicipalityHadleyTwp
Zip Code48455
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed11/20/2024
Sold Date2/11/2025
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,956
Parcel #01001501550
Source: SparkMLS
Legal Description
PT OF THE SW -+ OF SEC 15, T6N R9E, HADLEY TWP, LAPEER COUNTY, MI. COMM AT THE SW CORN OF SAID SEC 15; TH S 89 DEG 58GÇÖ 11GÇ¥ E 659.01 FT (S 89 DEG 58GÇÖ 07GÇ¥ E REC) ALONG THE S LINE OF SAID SEC 15 TO THE POB; TH N 00 DEG 17GÇÖ 21GÇ¥ W 663.72 FT PARALLEL TO THE E LINE OF THE W -+ OF THE SW -+ OF SAID SEC 15; TH S 89 DEG 49GÇÖ 43GÇ¥ E 657.13 FT TO THE E LINE OF THE W -+ OF THE SW
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chantel Fick
Realty Executives Main St LLC
Frequently Asked Questions about 4390 PHILLIPS Road, Metamora, MI 48455
What school district is 4390 PHILLIPS Road, Metamora, MI 48455 in?
Per MLS# 20240087866, this property is served by Lapeer. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20240087866, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20240087866, the most recent reported annual property tax for 4390 PHILLIPS Road, Metamora, MI 48455 is $3,956. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4390 PHILLIPS Road, Metamora, MI 48455 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4390 PHILLIPS Road, Metamora, MI 48455 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the HadleyTwp police department or the Lapeer County sheriff's office.
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Monthly payment$2,950
Principal & interest$2,950
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4390 PHILLIPS Road, Metamora, MI 48455
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Municipality
Hadley Township
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