Sold
440 W Ferry Street, Berrien Springs, MI 49103
Sold on 03/04/2024 for$110,000
MLS # 23021236 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,452 sqftBuilt 19200.21 acres
1 / 18
Listing Description
Within walking distance to Berrien Springs Public schools and downtown. With a little TLC this can be a fine home.
Source: SparkMLS
About this home
This 4-bedroom, 1-bath, 1,452 sq ft home built in 1920 sits in Berrien Springs Village in Berrien Springs.
Closed at $110,000 (about $76/sq ft).
Property tax estimate: $1,955 per year ($163/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 2,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,452 sqft
Lot Size0.21 acres
Year Built1920
Stories2
Location
CityBerrien Springs
MunicipalityBerrien Springs Vllg
Zip Code49103
CountyBerrien
School DistrictBerrien Springs Public Schools
Construction & Systems
StyleContemporary
ConstructionOther
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesElectricity Available, Natural Gas Connected, Cable Connected
Sale & Financing
Listed1/3/2024
Sold Date3/3/2024
Original Price$147,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,955
Tax Year2022
Assessed Value$34,515
Parcel #11-32-0013-0035-00-6
Source: SparkMLS
Legal Description
COM 600'W OF SE COR OF SEC 13 T6S R18W TH N 25 DEG 30'W 210' TH N 47 DEG 30'W 117' TH N 47 DEG 30'E 70' TH S 37 DEG 15'E 264' TH N47 DEG 30'E 66' TH S 37 DEG 15'E 189.7'TO SEC LINE TH W TO BEG EXCEPT A PART COM 427.77'W OF SE COR OF SEC 13 TH W 176.23' TH N 25 DEG 30'W 160' TH N 54 DEG 55'E 52.3' TH S 35 DEG 05'E 88.44' TH N 47 DEG 30'E 66' TH S 35 DEG 05'E 179.7' TO PLACE OF BEG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Howard McLauchlin
McLauchlin Realty, Inc.
Frequently Asked Questions about 440 W Ferry Street, Berrien Springs, MI 49103
Which school district serves 440 W Ferry Street, Berrien Springs, MI 49103?
Per MLS# 23021236, 440 W Ferry Street, Berrien Springs, MI 49103 is in the Berrien Springs Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Berrien Springs Public Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 23021236, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 440 W Ferry Street, Berrien Springs, MI 49103?
Per public tax records, annual property taxes for this property are $1,955 (2022). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 440 W Ferry Street, Berrien Springs, MI 49103 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 440 W Ferry Street, Berrien Springs, MI 49103 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 440 W Ferry Street, Berrien Springs, MI 49103. The maximum advertised download speed is 2.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 440 W Ferry Street, Berrien Springs, MI 49103?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Berrien Springs Vllg police department or the Berrien County sheriff's office.
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Monthly payment$758
Principal & interest$758
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Internet
FiberDownload
2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteUnlicensed Fixed WirelessSatelliteDSLLicensed Fixed Wireless
8 providers at this address
XfinityCable
2 Gbps1 Gbps
StarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
440 W Ferry Street, Berrien Springs, MI 49103
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Municipality
Berrien Springs Village
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