Sold
4402 Stello Road, Saginaw, MI 48609
Sold on 02/28/2025 for$234,000
MLS # 50163218 (MiRealSource)
3 beds2 baths1,276 sqftBuilt 19550.68 acres
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Listing Description
Welcome to this beautifully updated ranch style home featuring 3 spacious bedrooms and modern finished throughout. Every corner has been meticulously renovated offering a fresh contemporary feel. Grey cabinetry in kitchen with a large island and white solid surface countertops. Updated bathrooms with stylish fixtures and finishes. All new recessed lighting and light fixtures. Freshly painted and new trim. Refinished hardwood floors. Other features include newer furnace all newer kitchen appliances. Full basement, 2.5 attached garage and almost an acre lot with woods behind for privacy.
Source: SparkMLS
About this home
Located in Swan Creek Township in Saginaw, this property offers 3-bedroom, 2-bath, 1,276 sq ft, with original construction dating to 1955.
Closed at $234,000 (about $183/sq ft).
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 5 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,276 sqft
Lot Size0.68 acres
Year Built1955
Location
CitySaginaw
MunicipalitySwan Creek Twp
Zip Code48609
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionVinyl Siding
Garage2.5 spaces
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed12/16/2024
Sold Date2/27/2025
Original Price$239,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Linda Sarmiento
Berkshire Hathaway HomeServices
Frequently Asked Questions about 4402 Stello Road, Saginaw, MI 48609
Which school district serves 4402 Stello Road, Saginaw, MI 48609?
Per MLS# 50163218, 4402 Stello Road, Saginaw, MI 48609 is in the St. Charles Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Charles Community Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50163218, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4402 Stello Road, Saginaw, MI 48609 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4402 Stello Road, Saginaw, MI 48609 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4402 Stello Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4402 Stello Road, Saginaw, MI 48609?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,491
Principal & interest$1,491
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4402 Stello Road, Saginaw, MI 48609
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Municipality
Swan Creek Township
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