Sold
4403 Stello Road, Saginaw, MI 48609
Sold on 10/23/2024 for$430,000
MLS # 50157818 (MiRealSource)
3 beds2 baths2,114 sqftBuilt 20010.88 acres
1 / 37
Listing Description
Dream Home on the Lake in Swan Creek Township. Discover this stunning 3-bedroom home with a perfect blend of comfort and style, nestled on a beautiful lakefront in Swan Creek Township. This home features and open floor plan and a gas fireplace in the living room. Enjoy privacy and convenience with a spacious master bedroom located on the first floor, complete with an ensuite bath. There is a sun porch off the main living space to enjoy the lake views and all of it's wildlife. A loft area on the 2nd floor ideal for a home office, bonus room, or creative space adapt it to suit your needs! Also upstairs are 2 bedrooms and a full bathroom. 3-Car Garage – Plenty of room for all your vehicles, toys, and storage, including one heated stall for year-round convenience. Step outside and enjoy serene lakefront living, perfect for outdoor enthusiasts and those who love peaceful surroundings.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,114 sq ft home built in 2001 sits in Swan Creek Township in Saginaw.
This home sold for $430,000 (about $203/sq ft).
Broadband is available with download speeds up to 1,000 Mbps from 5 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,114 sqft
Lot Size0.88 acres
Year Built2001
Location
CitySaginaw
MunicipalitySwan Creek Twp
Zip Code48609
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage3 spaces
HeatingBaseboard, Forced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed10/8/2024
Sold Date10/22/2024
Terms AcceptedCash, Conventional, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Annie Houlihan
Berkshire Hathaway HomeServices
Frequently Asked Questions about 4403 Stello Road, Saginaw, MI 48609
What school district is 4403 Stello Road, Saginaw, MI 48609 in?
Per MLS# 50157818, this property is served by St. Charles Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50157818, the seller has indicated this property accepts the following financing types: Cash, Conventional, VA Loan. Financing acceptance is subject to change — confirm with the listing agent.
Is 4403 Stello Road, Saginaw, MI 48609 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4403 Stello Road, Saginaw, MI 48609 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4403 Stello Road, Saginaw, MI 48609?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4403 Stello Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,724
Principal & interest$2,724
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4403 Stello Road, Saginaw, MI 48609
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Municipality
Swan Creek Township
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