Sold
4404 Somerset Avenue, Detroit, MI 48224
Sold on 06/08/2026 for$190,000
MLS # 20261027712 (Realcomp)
3 beds1 bath1,292 sqftBuilt 19360.11 acres
1 / 37
Listing Description
Fully renovated 3-bedroom Colonial offering 1,292 sq ft in Detroit’s east side neighborhood near I-94, Grosse Pointe, shopping, dining, and neighborhood parks. This move-in ready home blends classic character with modern finishes throughout. Main level features spacious living room with fireplace, dedicated dining area, and refinished hardwood flooring. Renovated kitchen includes quartz countertops, shaker cabinetry, tile backsplash, updated fixtures, and hood vent. Second floor offers three bedrooms and an updated full bath with custom tile, modern vanity, and contemporary finishes. Additional improvements include new electrical, new plumbing, new windows, new trim, new interior doors, and new garage door. Unfinished basement provides storage or future finishing potential. Detached 1-car garage with driveway parking and fenced yard. Central air, forced air heat, and public water/sewer. Convenient access to downtown Detroit, major employers, and commuter routes. Turnkey opportunity for owner-occupants or investors seeking updated housing stock in a convenient location.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,292 sq ft home in Finney in Detroit built in 1936.
Closed at $190,000 (about $147/sq ft).
Estimated annual property tax: $2,394, or about $200 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,292 sqft
Lot Size0.11 acres
Year Built1936
Stories2
Location
CityDetroit
Zip Code48224
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionBrick
Garage1 space
HeatingForced Air, Heat Pump
WaterPublic
SewerPublic
Sale & Financing
Listed4/26/2026
Sold Date6/7/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,303
Tax Year2025
State Equalized Value$37,300
Assessed Value$37,300
Homestead (PRE)100%
Parcel #21067074.
Source: Public Records
Legal Description
E SOMERSET 1745 E DETROIT DEVELOPMENT COS SUB NO 3 L38 P32 PLATS, W C R 21/468 40 X 121.91A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Matthew Talbot
Redefine Real Estate
Frequently Asked Questions about 4404 Somerset Avenue, Detroit, MI 48224
What school district is 4404 Somerset Avenue, Detroit, MI 48224 in?
Per MLS# 20261027712, this property is served by Detroit. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261027712, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261027712, the most recent reported annual property tax for 4404 Somerset Avenue, Detroit, MI 48224 is $1,256. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4404 Somerset Avenue, Detroit, MI 48224 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4404 Somerset Avenue, Detroit, MI 48224 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$2,394
Monthly$200
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,445
Principal & interest$1,245
Property taxes$200
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4404 Somerset Avenue, Detroit, MI 48224
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Neighborhood
Finney
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Community
Detroit
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County
Wayne County
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