For Sale
4405 North River Road, Fort Gratiot, MI 48059
$569,900
MLS # 20261044617 (Realcomp)
4 beds3 baths3,796 sqftBuilt 19720.61 acres
1 / 52
Listing Description
Spacious and updated ranch style home with tranquil views of the Black River. In addition to wonderful views and incredible indoor spaces this home offers a great outdoor lifestyle all four seasons. Spectacular kitchen has been updated with new cabinets, quartz counters, paint, appliances and lighting. Outstanding entertaining OR every day living around large kitchen island with microwave smartly tucked into the island, open to breakfast eating area as well as coffered family room ceiling, fireplace and custom mantel. There is a covered deck adjacent to the kitchen which Sellers have screening material installed to add to your enjoyment of the outdoors. New luxury vinyl flooring and painting throughout the home as well as updated bathrooms, thoughtful storage solutions (north bedroom) and design touches (e.g. barn door to owner's suite closet, well placed accent walls and galvanized garage wall wainscot) and all interior doors were replaced throughout the home. The furnace was replaced three years ago, electrical vehicle charging hook-up as well as a generator hook-up. Roof was replaced in May 2026. The property consists of two parcels, each with their own tax id number with a total Black River frontage of 150' and average depth of about 280'. The 50' wide lot east of the house could be sold separately in the future or used to build an accessory building or new home. Overused but true statement: This home really is 'move-in' ready!
Source: SparkMLS
About this home
4-bedroom, 3-bath, 3,796 sq ft home in Fort Gratiot Township in Fort Gratiot built in 1972.
Listed at $569,900 (about $150/sq ft).
Estimated annual property tax: $5,034, or about $420 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,796 sqft
Lot Size0.61 acres
Year Built1972
Stories2
Location
CityFort Gratiot
MunicipalityFort Gratiot Twp
Zip Code48059
CountySt. Clair
School DistrictPort Huron
Construction & Systems
ConstructionWood Siding
BasementWalk-Out Access, Daylight
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/13/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,034
Parcel #74200910012000
Source: SparkMLS
Legal Description
LOT 108 ASSESSORS NORTH RIVER ROAD PLAT NO. 2 and W 50' OF LOT 109 MEAS AT RT ANG TO W LOT LINE ASSESSOR'S NORTH RIVER ROAD PLAT NO. 2. Tax id numbers 74-20-091-0012-000 and 74-20-091-0014-000.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeffrey L Wine
Berkshire Hathaway HomeServices Kee Realty Ft Gra
Frequently Asked Questions about 4405 North River Road, Fort Gratiot, MI 48059
Which school district serves 4405 North River Road, Fort Gratiot, MI 48059?
Per MLS# 20261044617, 4405 North River Road, Fort Gratiot, MI 48059 is in the Port Huron boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Port Huron directly to confirm enrollment eligibility.
What financing options are available for 4405 North River Road, Fort Gratiot, MI 48059?
Per MLS# 20261044617, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4405 North River Road, Fort Gratiot, MI 48059?
Per public tax records, annual property taxes for this property are $5,034. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4405 North River Road, Fort Gratiot, MI 48059 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4405 North River Road, Fort Gratiot, MI 48059 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4405 North River Road, Fort Gratiot, MI 48059?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Fort Gratiot Twp police department or the St. Clair County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,696
Principal & interest$3,696
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4405 North River Road, Fort Gratiot, MI 48059
View full property history →
Municipality
Fort Gratiot Township
View all listings →
Get email alerts for new listings near 4405 North River Road
We'll notify you when something hits the market in Fort Gratiot Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.