Sold
441 S Rock Lake Drive, Vestaburg, MI 48891
Sold on 04/24/2026 for$280,000
MLS # 26007471 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,147 sqftBuilt 19600.25 acres
1 / 35
Listing Description
Cozy, classic lake life starts here! This 2-bedroom, 1-bath lakehouse offers just over 1,200 sq ft of warm, inviting space made for year-round memories. The showstopping flagstone gas fireplace anchors the living room, while a wall of windows fills the home with natural light and lake views. A bright, open kitchen keeps everyone connected- perfect for gathering after a day on the lake! Outside, enjoy one of the largest lots on the lake with room to entertain, play yard games, and relax by the fire pit. The huge heated pole barn/garage is ideal for boats, toys, tools, and lake gear, and the finished 3-season bunkhouse adds great bonus space for guests or hangouts. Unwind on the deck overlooking the sandy shoreline, then end the night at the lakeside fire pit for sunset s'mores. Perfect as a primary home or short-term vacation rental- just one hour north of Grand Rapids! Available furnished!
Source: SparkMLS
About this home
Located in Vestaburg, this property offers 2-bedroom, 1-bath, 1,147 sq ft, with original construction dating to 1960.
Final sale price: $280,000 (about $244/sq ft).
Annual property taxes run approximately $2,687 ($224/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,147 sqft
Lot Size0.25 acres
Year Built1960
Stories1
Location
CityVestaburg
MunicipalityRichland Twp
Zip Code48891
CountyMontcalm
School DistrictVestaburg
Construction & Systems
StyleRanch
ConstructionBrick, Other
BasementSlab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorGarage Door Opener, Guest Quarters, Center Island, Pantry
Sale & Financing
Listed3/1/2026
Sold Date4/23/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
HOA
HOA Fee$100 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$2,687
Tax Year2024
State Equalized Value$87,200
Taxable Value$62,506
Assessed Value$62,506
Parcel #018-420-006-00
Source: Public Records
Legal Description
689-28 (006-00/1992)LOT 6, 20 & 21 RUSNELL PARK, ROCK LAKE.
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Allison Williams
Keller Williams GR East
Frequently Asked Questions about 441 S Rock Lake Drive, Vestaburg, MI 48891
Which school district serves 441 S Rock Lake Drive, Vestaburg, MI 48891?
Per MLS# 26007471, 441 S Rock Lake Drive, Vestaburg, MI 48891 is in the Vestaburg boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Vestaburg directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26007471, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 441 S Rock Lake Drive, Vestaburg, MI 48891?
Per public tax records, annual property taxes for this property are $2,687 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 441 S Rock Lake Drive, Vestaburg, MI 48891 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 441 S Rock Lake Drive, Vestaburg, MI 48891?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Richland Twp police department or the Montcalm County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,953
Principal & interest$1,945
HOA$8
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
441 S Rock Lake Drive, Vestaburg, MI 48891
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