Sold
4415 Otter Lake Road, Otter Lake, MI 48464
Sold on 03/24/2026 for$284,900
MLS # 20261003794 (Realcomp)
3 beds1 bath1,500 sqftBuilt 190015.65 acres
1 / 39
Listing Description
Set on nearly 16 acres, this farmhouse-style brick and vinyl home offers space, privacy, and versatility that’s hard to find. The home features 3 bedrooms, including a main-floor primary bedroom, first-floor laundry, and all appliances included. Major mechanical updates include a high-efficiency furnace, central air, an on-demand water heater, and a whole-house backup generator. Surrounded by mature trees, the property also includes a large detached garage, workshop, and a Morton pole barn, with one heated outbuilding equipped with electric for year-round use. Roofing on all buildings was completed in 2015, the septic system was replaced in 2013, and the setting provides endless possibilities on approximately 15.65 acres.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,500 sq ft home in Marathon Township in Otter Lake built in 1900.
Final sale price: $284,900 (about $190/sq ft).
Property tax estimate: $3,110 per year ($259/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,500 sqft
Lot Size15.65 acres
Year Built1900
Stories2
Location
CityOtter Lake
MunicipalityMarathon Twp
Zip Code48464
CountyLapeer
School DistrictLakeville
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementMichigan Basement
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed1/19/2026
Sold Date3/23/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,110
Parcel #01301001400
Source: SparkMLS
Legal Description
SEC 10 T9N R9E BEGINNING AT A POINT ON THE N SEC LINE EAST 797 FT FROM NW CORNER OF SEC 10 THEN S 1330.86 FT, EAST 514.15, N 1329.75, W 510.85 TO P.O.B. 15.65 ACRES
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Douglas F Ferrell
Realty Executives Main St LLC
Frequently Asked Questions about 4415 Otter Lake Road, Otter Lake, MI 48464
What school district is 4415 Otter Lake Road, Otter Lake, MI 48464 in?
Per MLS# 20261003794, this property is served by Lakeville. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261003794, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261003794, the most recent reported annual property tax for 4415 Otter Lake Road, Otter Lake, MI 48464 is $3,110. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4415 Otter Lake Road, Otter Lake, MI 48464 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Marathon Twp police department or the Lapeer County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,848
Principal & interest$1,848
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Property
4415 Otter Lake Road, Otter Lake, MI 48464
View full property history →
Municipality
Marathon Township
View all listings →
Get email alerts for new listings near 4415 Otter Lake Road
We'll notify you when something hits the market in Marathon Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.