For Sale
4418 Harvard Road, Detroit, MI 48224
$234,900
MLS # 20261038283 (Realcomp)
3 beds3 baths2,225 sqftBuilt 19380.12 acres
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Listing Description
This charming 3 bedroom Colonial is nestled just blocks off Mack Ave in the highly sought-after East English Village neighborhood. Key features include central A/C, hardwood floors throughout, a formal dining room, a spacious family room, heated addition, and a large recently updated kitchen with granite counters and stainless steel appliances. The living room is complemented by a custom natural fireplace, while the finished basement adds 2 seperate cedar closets and a half bath. Enjoy the outdoors in the fenced backyard complete with a 2-car garage featuring electric service and motorized panel doors with openers.Updates include: 200 AMP electrical panel, newer furnace (2013), new hot water tank (2023), new washer/dryer, new A/C coil (2022), replacement windows all around with security roll up shutters on first floor, and a new sanitary main from house to city 2020. Roof was done in 2010, and complete tear-off and replacement of addition's roof in 2022.Located just minutes from Lake St. Clair and many other amenities, this home offers incredible potential. Don’t miss the opportunity to make it yours!Home is occupied. Minimum of 1 hour advanced notice is required to show. Square Footage is from prior listing: MLS# 27220337
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,225 sq ft home in Finney in Detroit built in 1938.
Listed at $234,900 (about $106/sq ft).
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,225 sqft
Lot Size0.12 acres
Year Built1938
Stories2
Location
CityDetroit
Zip Code48224
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionBrick
BasementDaylight
Garage2 spaces
HeatingForced Air
InteriorBasement Finished
Sale & Financing
Listed5/26/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$80
Tax Year2025
State Equalized Value$700
Assessed Value$800
Homestead (PRE)100%
Parcel #21074408.
Source: Public Records
Legal Description
E HARVARD 247 AND W 9 FT VAC ALLEY ADJ ARTHUR J SCULLYS VOGT FARM SUB L50 P94 PLATS, W C R 21/760 39 X 129. NEZ HOMESTEAD CERT #NH2011-0021, RELATED PARCEL #27110021.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Paul Maiale
Jim Saros Real Estate Services
Frequently Asked Questions about 4418 Harvard Road, Detroit, MI 48224
Which school district serves 4418 Harvard Road, Detroit, MI 48224?
Per MLS# 20261038283, 4418 Harvard Road, Detroit, MI 48224 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261038283, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4418 Harvard Road, Detroit, MI 48224?
Per public tax records, annual property taxes for this property are $10,925. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4418 Harvard Road, Detroit, MI 48224 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4418 Harvard Road, Detroit, MI 48224 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4418 Harvard Road, Detroit, MI 48224?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$45
Monthly$4
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,527
Principal & interest$1,524
Property taxes$4
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4418 Harvard Road, Detroit, MI 48224
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Neighborhood
Finney
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Community
Detroit
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County
Wayne County
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