Sold
442 E Jones Street, Ionia, MI 48846
Sold on 05/06/2026 for$195,000
MLS # 26010905 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,176 sqftBuilt 19010.22 acres
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Listing Description
Charming Starter Home in the City of Ionia! Welcome to this cozy 3-bedroom, 2-bath home offering 1,178 sq. ft. of comfortable living space, perfectly situated in a desirable neighborhood in the city of Ionia. This inviting home features a functional layout ideal for first-time buyers or those looking to downsize. The spacious 2-stall garage provides plenty of storage and convenience, while the home's great curb appeal makes a wonderful first impression. Enjoy city living with nearby amenities, schools, parks, and shopping just minutes away. Don't miss this fantastic opportunity to own an affordable home in a great location!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,176 sq ft home in Ionia in Ionia built in 1901.
Final sale price: $195,000 (about $166/sq ft).
Annual property taxes run approximately $3,786 ($315/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,176 sqft
Lot Size0.22 acres
Year Built1901
Stories2
Location
CityIonia
MunicipalityIonia City
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
Sale & Financing
Listed3/19/2026
Sold Date5/5/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,786
Tax Year2025
Assessed Value$97,017
Parcel #204-200-000-295-00
Source: SparkMLS
Legal Description
CITY OF IONIA SUP. TAYLOR ADD LOT 46
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by James Stephens
KW Rivertown Hoppough
Frequently Asked Questions about 442 E Jones Street, Ionia, MI 48846
Which school district serves 442 E Jones Street, Ionia, MI 48846?
Per MLS# 26010905, 442 E Jones Street, Ionia, MI 48846 is in the Ionia boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ionia directly to confirm enrollment eligibility.
What financing options are available for 442 E Jones Street, Ionia, MI 48846?
Per MLS# 26010905, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 442 E Jones Street, Ionia, MI 48846?
Per public tax records, annual property taxes for this property are $3,786 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 442 E Jones Street, Ionia, MI 48846 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 442 E Jones Street, Ionia, MI 48846 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 442 E Jones Street, Ionia, MI 48846?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ionia City police department or the Ionia County sheriff's office.
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Monthly payment$1,265
Principal & interest$1,265
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
442 E Jones Street, Ionia, MI 48846
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Municipality
Ionia
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