Sold

442 Rich Street, Ionia, MI 48846

Sold on 04/01/2026 for$325,000

MLS # 26013037 (Michigan Regional Information Center (MichRIC))

4 beds2 baths2,984 sqftBuilt 18771.19 acres

Listing Description

Sold Before Broadcast

Source: SparkMLS

About this home

Located in Ionia in Ionia, this property offers 4-bedroom, 2-bath, 2,984 sq ft, with original construction dating to 1877.

Final sale price: $325,000 (about $109/sq ft).

Property tax estimate: $5,485 per year ($457/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by Consumers Energy Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms4

Bathrooms2

Living Area2,984 sqft

Lot Size1.19 acres

Year Built1877

Stories2

Location

CityIonia

MunicipalityIonia City

Zip Code48846

CountyIonia

School DistrictIonia

Construction & Systems

StyleOther

ConstructionBrick

BasementFull

HeatingForced Air

WaterPublic

SewerPublic

UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected

Sale & Financing

Listed3/31/2026

Sold Date3/31/2026

Terms AcceptedCash, Conventional

Source: SparkMLS

Tax Information

Annual Tax$5,485

Tax Year2024

Assessed Value$136,353

Parcel #20309000049510

Source: SparkMLS

Legal Description

LL in LO

Property Records

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Darin K Elliott

Greenridge Realty (Ionia)

Frequently Asked Questions about 442 Rich Street, Ionia, MI 48846

Which school district serves 442 Rich Street, Ionia, MI 48846?

Per MLS# 26013037, 442 Rich Street, Ionia, MI 48846 is in the Ionia boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ionia directly to confirm enrollment eligibility.

What type of financing is accepted for this listing?

Per MLS# 26013037, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.

What are the property taxes at 442 Rich Street, Ionia, MI 48846?

Per public tax records, annual property taxes for this property are $5,485 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

Per USDA Rural Development boundary data, 442 Rich Street, Ionia, MI 48846 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.

USDA Eligibility Map

What utilities serve 442 Rich Street, Ionia, MI 48846?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.

Consumers Energy Company Consumers Energy Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the Ionia City police department or the Ionia County sheriff's office.

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Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$2,108

Principal & interest$2,108

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Utilities

Consumers Energy Company

Investor-Owned

800-477-5050 Web

Consumers Energy Company

Investor-Owned

800-477-5050 Web

MI Public Service Commission service territory boundaries.

Property

442 Rich Street, Ionia, MI 48846

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Municipality

Ionia

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About this home

Located in Ionia in Ionia, this property offers 4-bedroom, 2-bath, 2,984 sq ft, with original construction dating to 1877.

Final sale price: $325,000 (about $109/sq ft).

Property tax estimate: $5,485 per year ($457/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by Consumers Energy Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms4

Bathrooms2

Living Area2,984 sqft

Lot Size1.19 acres

Year Built1877

Stories2

Location

CityIonia

MunicipalityIonia City

Zip Code48846

CountyIonia

School DistrictIonia

Construction & Systems

StyleOther

ConstructionBrick

BasementFull

HeatingForced Air

WaterPublic

SewerPublic

UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected

Sale & Financing

Listed3/31/2026

Sold Date3/31/2026

Terms AcceptedCash, Conventional

Source: SparkMLS

Frequently Asked Questions about 442 Rich Street, Ionia, MI 48846

Which school district serves 442 Rich Street, Ionia, MI 48846?

What type of financing is accepted for this listing?

Per MLS# 26013037, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.

What are the property taxes at 442 Rich Street, Ionia, MI 48846?

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

USDA Eligibility Map

What utilities serve 442 Rich Street, Ionia, MI 48846?

Consumers Energy Company Consumers Energy Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the Ionia City police department or the Ionia County sheriff's office.