Sold
445 S Maple Street, Saugatuck, MI 49453
Sold on 06/05/2026 for$650,000
MLS # 25055676 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,100 sqftBuilt 19100.51 acres
1 / 38
Listing Description
**Charming Classic Cottage in Saugatuck!** Welcome to 445 S Maple, a beautifully remodeled 1910 cottage that sits on over half an acre, just a short stroll from the vibrant downtowns of Saugatuck and Douglas. With 2,000 square feet of inviting living space, this gem is nestled in Saugatuck Township, offering the advantage of reasonable taxes and an impressive 117 feet of commercial frontage along Blue Star Highway. Step inside to discover a perfect blend of historic charm and modern convenience. This home boasts new electrical, plumbing, furnace, air conditioning, and a 5-year-old roof, ensuring peace of mind for years to come. The interior features original doors, hardware, and windows that add character, complemented by new flooring, fresh paint, and stylish tile throughout. The heart of the home is the stunning kitchen, complete with granite countertops and new appliances, making it a chef's delight. Enjoy the outdoors on the new deck or in the beautifully landscaped yard.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,100 sq ft home in Saugatuck Township in Saugatuck built in 1910.
Closed at $650,000 (about $591/sq ft).
Annual property taxes run approximately $6,665 ($555/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,100 sqft
Lot Size0.51 acres
Year Built1910
Stories1
Location
CitySaugatuck
MunicipalitySaugatuck Twp
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementMichigan Basement, Partial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer
InteriorEat-in Kitchen
Sale & Financing
Listed10/29/2025
Sold Date6/4/2026
Original Price$849,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,665
Tax Year2025
Assessed Value$205,800
Parcel #03-20-010-054-00
Source: SparkMLS
Legal Description
COM AT SW COR OF SEC 10 TH N ON W LIN OF SD SEC 316.36' TO POB TH N 117' TH E AT RT ANG TO SD SEC LIN 226' TO NLY R/W LIN OF BLUE STAR HWY TH S 37 DEG 24' 52'' W ALNG SD R/W LIN 147.31' BEING A CH ON A CURVE TO THE RIGHT WITH A RADIUS OF 2395.70' AND A CENTRAL ANG OF 60 DEG 38' 00'' TH W 136.50 TO POB. SEC 10 T3N R16W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tammy L Kerr
BHG Connections
Frequently Asked Questions about 445 S Maple Street, Saugatuck, MI 49453
What school district is 445 S Maple Street, Saugatuck, MI 49453 in?
Per MLS# 25055676, this property is served by Saugatuck-Douglas. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25055676, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25055676, the most recent reported annual property tax for 445 S Maple Street, Saugatuck, MI 49453 is $6,665 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 445 S Maple Street, Saugatuck, MI 49453 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 445 S Maple Street, Saugatuck, MI 49453 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 445 S Maple Street, Saugatuck, MI 49453?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 445 S Maple Street, Saugatuck, MI 49453. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck Twp police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,534
Principal & interest$4,534
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
445 S Maple Street, Saugatuck, MI 49453
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Municipality
Saugatuck Township
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