Pending
447 E Lincoln Avenue, Ionia, MI 48846
$209,900
MLS # 26020573 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,282 sqftBuilt 19201.09 acres
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Listing Description
Discover a charming 3-bedroom, 1.5 bath home set on over an acre in a quiet neighborhood. This 1920s property blends classic character with thoughtful updates, including an updated kitchen, newer furnace and modernized plumbing. The main floor offers spacious living and dining areas, a bedroom, and a flexible bonus room perfect for an office or playroom. Two additional bedrooms and a full bath upstairs. Outside. enjoy a large yard with room to garden, or expand, plus a detached 2-stall garage for storage or workshop needs. Conveniently located near parks, schools and downtown amenities, this home offers comfort, space and everyday practicality.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,282 sq ft home built in 1920 sits in Ionia in Ionia.
Listed at $209,900 (about $164/sq ft).
Estimated annual property tax: $2,406, or about $201 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,282 sqft
Lot Size1.09 acres
Year Built1920
Stories2
Location
CityIonia
MunicipalityIonia City
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
StyleCraftsman
ConstructionAluminum Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s)
Sale & Financing
Listed5/6/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,406
Tax Year2025
Assessed Value$61,607
Parcel #204-090-000-625-00
Source: SparkMLS
Legal Description
CITY OF IONIA SUP. INMANS ADDITION LOT 127
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael Bursley
RE/MAX Lakeshore
Frequently Asked Questions about 447 E Lincoln Avenue, Ionia, MI 48846
Which school district serves 447 E Lincoln Avenue, Ionia, MI 48846?
Per MLS# 26020573, 447 E Lincoln Avenue, Ionia, MI 48846 is in the Ionia boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ionia directly to confirm enrollment eligibility.
What financing options are available for 447 E Lincoln Avenue, Ionia, MI 48846?
Per MLS# 26020573, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 447 E Lincoln Avenue, Ionia, MI 48846?
Per public tax records, annual property taxes for this property are $2,406 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 447 E Lincoln Avenue, Ionia, MI 48846 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 447 E Lincoln Avenue, Ionia, MI 48846 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 447 E Lincoln Avenue, Ionia, MI 48846?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ionia City police department or the Ionia County sheriff's office.
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Monthly payment$1,361
Principal & interest$1,361
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
447 E Lincoln Avenue, Ionia, MI 48846
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Municipality
Ionia
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