For Sale
45440 Jefferson Avenue, Chesterfield, MI 48047
$669,000
MLS # 50202183 (MiRealSource)
4 beds3 bathsBuilt 20260.14 acres
1 / 3
Listing Description
A home similar to this design is planned or take advantage of this canal-front lot to build your own custom dream home. Work directly with the builder to create a space tailored to your style, with waterfront living right outside your door. Builder is installing new steel sea wall.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath home built in 2026 sits in Chesterfield Township in Chesterfield.
Currently offered at $669,000.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Lot Size0.14 acres
Year Built2026
Location
CityChesterfield
MunicipalityChesterfield Twp
Zip Code48047
CountyMacomb
School DistrictL'Anse Creuse Public
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding, Wood Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed3/21/2026
Original Price$649,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Charles G D'Luge
Real Estate One Chesterfield
Frequently Asked Questions about 45440 Jefferson Avenue, Chesterfield, MI 48047
What school district is 45440 Jefferson Avenue, Chesterfield, MI 48047 in?
Per MLS# 50202183, this property is served by L'Anse Creuse Public. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50202183, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 45440 Jefferson Avenue, Chesterfield, MI 48047 eligible for USDA financing?
Per USDA Rural Development boundary data, 45440 Jefferson Avenue, Chesterfield, MI 48047 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 45440 Jefferson Avenue, Chesterfield, MI 48047 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$4,339
Principal & interest$4,339
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
45440 Jefferson Avenue, Chesterfield, MI 48047
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Municipality
Chesterfield Township
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County
Macomb County
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