For Sale
4690 Birchcrest Drive, Houghton Lake, MI 48629
$998,000
MLS # 201838901
6 beds4 baths0.25 acres
1 / 60
Listing Description
Featured on a private drive at beautiful Houghton Lake, Michigan's largest inland lake, this extraordinary waterfront estate offers 75 feet of pristine river frontage with additional canal frontage on the opposite side, providing direct access to the sparkling waters of Houghton Lake. Across the river, panoramic views stretch over acres of untouched state land, creating a rare sense of privacy and natural beauty. Encompassing 3,772 square feet of refined living space, the residence features six-bedrooms, four-and-a-half-baths, thoughtfully designed for both grand entertaining and comfortable everyday living., Age: 16-20 Years Approx
Source: SparkMLS
About this home
6-bedroom, 4-bath home in Houghton Lake.
Currently offered at $998,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms6
Bathrooms4
Lot Size0.25 acres
Location
CityHoughton Lake
Zip Code48629
CountyRoscommon
Sale & Financing
Listed3/3/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ruth Anne Clemens
CB Schmidt Houghton Lake
Frequently Asked Questions about 4690 Birchcrest Drive, Houghton Lake, MI 48629
Is 4690 Birchcrest Drive, Houghton Lake, MI 48629 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4690 Birchcrest Drive, Houghton Lake, MI 48629 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$6,473
Principal & interest$6,473
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4690 Birchcrest Drive, Houghton Lake, MI 48629
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