For Sale
4690 E Houghton Lake Road, Lake City, MI 49651
$575,000
MLS # 26031574 (Michigan Regional Information Center (MichRIC))
4 beds4 baths3,610 sqftBuilt 201337.21 acres
1 / 77
Listing Description
Welcome to a truly exceptional country estate where luxury, comfort, and functionality come together in perfect harmony. Set on over 37 picturesque acres, this stunning 4-bedroom, 3.5-bath residence offers endless opportunities for farming, livestock, recreation, and hunting while delivering the refined finishes and modern conveniences today's buyers desire. From the moment you arrive, the welcoming covered front porch sets the tone for the warmth and elegance found throughout the home. Step inside and you'll immediately appreciate the attention to detail and quality craftsmanship. The gourmet kitchen serves as the heart of the home, showcasing crisp white cabinetry, sleek dark countertops, stainless steel appliances, elegant accent lighting, and a spacious seating bar designed for effortless entertaining. Rich, warm flooring flows throughout the main living areas, complementing the home's inviting yet sophisticated atmosphere. The open-concept design seamlessly connects the kitchen,
Source: SparkMLS
About this home
4-bedroom, 4-bath, 3,610 sq ft home in Lake City built in 2013.
Asking $575,000 (about $159/sq ft).
Estimated annual property tax: $3,351, or about $279 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,610 sqft
Lot Size37.21 acres
Year Built2013
Stories1
Location
CityLake City
MunicipalityAetna Twp
Zip Code49651
CountyMissaukee
School DistrictLake City
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air, Hot Water
WaterPrivate Water
SewerSeptic Tank
UtilitiesCable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed6/23/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,351
Tax Year2026
Assessed Value$111,486
Parcel #001-002-003-80,20
Source: SparkMLS
Legal Description
SEC 2 T22N R6W (0*2014) BEG 675 FT E OF NW COR OF NE 1/4, TH E 325 FT, S 325 FT W 325 FT, N 325 FT TO POB. 1.6787A. SPLIT/COMBINED ON 10/03/2014 FROM 001-002-003-00;
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tamara McLeod Helsel
CITY2SHORE REAL ESTATE - N. MICHIGAN
Frequently Asked Questions about 4690 E Houghton Lake Road, Lake City, MI 49651
What school district is 4690 E Houghton Lake Road, Lake City, MI 49651 in?
Per MLS# 26031574, this property is served by Lake City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26031574, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26031574, the most recent reported annual property tax for 4690 E Houghton Lake Road, Lake City, MI 49651 is $3,351 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4690 E Houghton Lake Road, Lake City, MI 49651 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Aetna Twp police department or the Missaukee County sheriff's office.
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Monthly payment$3,729
Principal & interest$3,729
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4690 E Houghton Lake Road, Lake City, MI 49651
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