For Sale
4737 Territorial Road, Benton Harbor, MI 49022
$350,000
MLS # 26031712 (Michigan Regional Information Center (MichRIC))
4 unitsBuilt 19200.26 acres
1 / 39
Listing Description
Turn-key investment opportunity in the heart of Millburg! This fully renovated four-unit property has undergone a down-to-the-studs transformation, including new insulation, windows, roof, updated electrical, updated plumbing, water heaters, kitchens, flooring, and more. With the major improvements already completed, this property is ready for its next owner to start leasing immediately. The building features two main-floor apartments and two upper-level apartments, including a studio-style unit with its own private exterior entrance. Each unit includes a refrigerator, stove, updated finishes, separate 100-amp electrical service, and its own water heater. The basement has been meticulously organized and labeled, making maintenance and management simple and efficient. Adding even more value, the property includes a large workshop/storage area with potential for additional income opportunities, such as a fifth unit (subject to approvals), shared laundry facility,
Source: SparkMLS
About this home
Currently offered at $350,000.
Annual property taxes run approximately $1,738 ($145/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.26 acres
Year Built1920
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionOther
BasementMichigan Basement, Partial
HeatingBaseboard
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Electricity Connected
Sale & Financing
Listed6/24/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,738
Tax Year2025
Assessed Value$33,961
Parcel #11-03-5020-0037-00-2
Source: SparkMLS
Legal Description
ENTIRE LOT 37 & THE E 10' OF LOT 36 & THE S 6' OF E 76' OF LOT 32 TOWN OF MILLBURG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Anna Glassman
Glassman Real Estate
Frequently Asked Questions about 4737 Territorial Road, Benton Harbor, MI 49022
Which school district serves 4737 Territorial Road, Benton Harbor, MI 49022?
Per MLS# 26031712, 4737 Territorial Road, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26031712, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4737 Territorial Road, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $1,738 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4737 Territorial Road, Benton Harbor, MI 49022 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4737 Territorial Road, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4737 Territorial Road, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,270
Principal & interest$2,270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4737 Territorial Road, Benton Harbor, MI 49022
View full property history →
Municipality
Benton Township
View all listings →
Get email alerts for new listings near 4737 Territorial Road
We'll notify you when something hits the market in Benton Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.