For Sale
4738 Willow Bend Road, Oscoda, MI 48750
$389,900
MLS # 50198189 (MiRealSource)
5 beds4 bathsBuilt 19841.98 acres
1 / 43
Listing Description
Enjoy the Lakewood Shores lifestyle in this 5 bedroom, 4 full bath home on two private wooded acres in one of Oscoda’s most sought after subdivisions. Sitting on a rare 4.5 lots, this home offers a bright open floor plan with vaulted ceilings, skylights, and four sliding glass doors on the main level that bring the outdoors in and provide easy access to the deck and peaceful backyard setting. The family room features a cozy wood burning fireplace, and the upper level includes the primary suite with a private bath and walk in closet, plus two additional bedrooms and another full bathroom. The 12x13 covered porch off the deck is perfect for relaxing or grilling in any season while staying out of the elements, and the walkout lower level provides great additional space and storage with direct access to the backyard. An attached three car garage offers plenty of room for vehicles and all your Up North extras. Lakewood Shores is known for its resort style opportunities, including access to Lake Huron’s private sandy beach, member only Cedar Lake beaches, a clubhouse, private restaurant, pavilion, tennis courts, golf course, dog park, year round security, and community events. For more information visit www.lakewoodshorespoa.com . Contact Bay Realty Michigan for a private showing!
Source: SparkMLS
About this home
5-bedroom, 4-bath home in Oscoda built in 1984.
Asking $389,900.
Broadband is available with download speeds up to 1,000 Mbps from 5 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Lot Size1.98 acres
Year Built1984
Location
CityOscoda
Zip Code48750
CountyIosco
School DistrictOscoda
Construction & Systems
ConstructionWood Siding
Garage3 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed1/25/2026
Original Price$395,500
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ryan Sagady
Bay Realty Michigan
Frequently Asked Questions about 4738 Willow Bend Road, Oscoda, MI 48750
What school district is 4738 Willow Bend Road, Oscoda, MI 48750 in?
Per MLS# 50198189, this property is served by Oscoda. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50198189, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 4738 Willow Bend Road, Oscoda, MI 48750 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4738 Willow Bend Road, Oscoda, MI 48750 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4738 Willow Bend Road, Oscoda, MI 48750?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4738 Willow Bend Road, Oscoda, MI 48750. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Mortgage Calculator
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Monthly payment$2,529
Principal & interest$2,529
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4738 Willow Bend Road, Oscoda, MI 48750
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