Sold
4806 Harding Avenue, Clarkston, MI
Sold on 06/30/2026 for$319,990
MLS # 20261036630 (Realcomp)
3 beds1 bath1,167 sqftBuilt 19300.18 acres
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Listing Description
Welcome to your lakefront escape on beautiful All Sports Townsend Lake! Nestled in one of Clarkston’s most peaceful and scenic settings, this rare waterfront gem offers the perfect blend of “up north” serenity with everyday convenience just minutes from downtown Clarkston. Featuring over 1,100 square feet of living space, this charming home offers 3 bedrooms, 1 full bathroom, stunning lake views, and endless potential. Enjoy cozy evenings by the fireplace or relax in the sunroom overlooking the water while taking in breathtaking sunsets and the peaceful surroundings. Beautiful hardwood floors are hidden beneath the current carpeting, ready to be uncovered and restored to their original character. A truly rare feature for lakefront living, the attached garage underneath provides direct access to the basement and workshop area — perfect for storage, hobbies, lake toys, or additional entertaining space. Recent updates include newer windows and roof, giving added peace of mind for years to come. Townsend Lake is known for its sandy bottom, incredible fishing, boating, kayaking, swimming, and year-round enjoyment. Whether you're looking for a full-time residence or the perfect weekend retreat, this property delivers that true northern Michigan feel without sacrificing location. Enjoy everything Clarkston has to offer just minutes away, including Depot Park, the Farmers Market, summer concerts and fireworks, Taste of Clarkston, and local favorites like The Union, and award-winning Rudy's Prime Steakhouse.Peaceful. Private. Waterfront living at its finest. Your slice of lakefront paradise awaits.
Source: SparkMLS
About this home
Located in Independence Township in Clarkston, this property offers 3-bedroom, 1-bath, 1,167 sq ft, with original construction dating to 1930.
This home sold for $319,990 (about $274/sq ft).
Property tax estimate: $3,616 per year ($301/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,167 sqft
Lot Size0.18 acres
Year Built1930
Stories1
Location
CityClarkston
MunicipalityIndependence Twp
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/19/2026
Sold Date6/29/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,472
State Equalized Value$110,500
Taxable Value$47,054
Parcel #0833331013
Source: Public Records
Legal Description
T4N, R9E, SEC 33 TOWNSEND'S SUB LOT 25
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Matthew Berney
Quest Realty LLC
Frequently Asked Questions about 4806 Harding Avenue, Clarkston, MI
Which school district serves 4806 Harding Avenue, Clarkston, MI?
Per MLS# 20261036630, 4806 Harding Avenue, Clarkston, MI is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261036630, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4806 Harding Avenue, Clarkston, MI?
Per public tax records, annual property taxes for this property are $1,472. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4806 Harding Avenue, Clarkston, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4806 Harding Avenue, Clarkston, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4806 Harding Avenue, Clarkston, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$3,616
Monthly$301
Millage rate32.7266 mills
Municipality: CHARTER TOWNSHIP OF INDEPENDENCE
School district: CLARKSTON COMM SCH DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,377
Principal & interest$2,075
Property taxes$301
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4806 Harding Avenue, Clarkston, MI
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Municipality
Independence Township
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County
Oakland County
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