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48484 Jefferson Avenue, New Baltimore, MI 48047
$699,000
MLS # 26025938 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,578 sqftBuilt 20180.35 acres
1 / 42
Listing Description
Discover lakeside luxury at 48484 Jefferson Ave in Chesterfield's coveted Anchor Bay Harbor. This custom-built colonial gem (2018) offers 4 bedrooms, 2.5 baths, over 2500sf of elegant living space with an attached insulated 2 car garage on a generous 0.35-acre waterfront lot that sits high and dry. Step inside to soaring cathedral ceilings, recessed lighting, and a cozy gas fireplace in the great room. The chef's kitchen dazzles with granite countertops, stainless appliances, and hardwood floors, while the first-floor primary suite pampers with a jetted tub, walk-in closet, and serene water views. The extra deep crawlspace makes for great storage with a full door and staircase from inside the home for easy access. Outside, entertain in style on the covered deck overlooking your private canal--complete with your own marina! 3 boat slips for up to 40-ft vessels with a Hoist! Storage shed for boat & water equipment, ENERGY STAR roof, and sprinkler system add comfort and efficiency.
Source: SparkMLS
About this home
Located in Chesterfield Township in New Baltimore, this property offers 4-bedroom, 3-bath, 2,578 sq ft, with original construction dating to 2018.
Listed at $699,000 (about $271/sq ft).
Property tax estimate: $11,343 per year ($945/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,578 sqft
Lot Size0.35 acres
Year Built2018
Stories2
Location
CityNew Baltimore
MunicipalityChesterfield Twp
Zip Code48047
CountyMacomb
School DistrictAnchor Bay
Construction & Systems
StyleColonial
ConstructionBrick, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorCenter Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/29/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$11,343
Tax Year2025
Assessed Value$297,302
Parcel #15-09-27-176-009
Source: SparkMLS
Legal Description
ANCHOR BAY HARBOR LOT 195
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Justin LaParl
Epique Realty
Frequently Asked Questions about 48484 Jefferson Avenue, New Baltimore, MI 48047
Which school district serves 48484 Jefferson Avenue, New Baltimore, MI 48047?
Per MLS# 26025938, 48484 Jefferson Avenue, New Baltimore, MI 48047 is in the Anchor Bay boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Anchor Bay directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26025938, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 48484 Jefferson Avenue, New Baltimore, MI 48047?
Per public tax records, annual property taxes for this property are $11,343 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 48484 Jefferson Avenue, New Baltimore, MI 48047 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 48484 Jefferson Avenue, New Baltimore, MI 48047 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 48484 Jefferson Avenue, New Baltimore, MI 48047?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$4,534
Principal & interest$4,534
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
48484 Jefferson Avenue, New Baltimore, MI 48047
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Municipality
Chesterfield Township
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County
Macomb County
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