For Sale
4868 W Houghton Lake Drive, Houghton Lake, MI 48629
$1,100,000
MLS # 201840056
4 beds2 bathsBuilt 20200.66 acres
1 / 67
Listing Description
Experience luxury lakefront living on beautiful Houghton Lake in this stunning newer-built 2020 waterfront home offering 110 feet of pristine sandy beachfront and breathtaking panoramic water views. Unlike many waterfront properties on the lake, this exceptional property features a very rare natural beachfront setting without the typical concrete seawalls commonly found along Houghton Lake, creating a more peaceful and picturesque shoreline experience. This sleek and modern 2-story home features 4 spacious bedrooms, 3 beautifully designed ceramic tiled bathrooms, and an oversized 3-car heated garage, providing the perfect combination of elegance, comfort, and functionality., Age: 0-5 Years Approx.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath home built in 2020 sits in Houghton Lake.
Listed at $1,100,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.66 acres
Year Built2020
Location
CityHoughton Lake
MunicipalityRoscommon Twp
Zip Code48629
CountyRoscommon
Sale & Financing
Listed5/14/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kimberly Kaminski
Homewaters, LLC - Houghton Lake
Frequently Asked Questions about 4868 W Houghton Lake Drive, Houghton Lake, MI 48629
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4868 W Houghton Lake Drive, Houghton Lake, MI 48629 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4868 W Houghton Lake Drive, Houghton Lake, MI 48629 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4868 W Houghton Lake Drive, Houghton Lake, MI 48629?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Roscommon Twp police department or the Roscommon County sheriff's office.
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Monthly payment$7,135
Principal & interest$7,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4868 W Houghton Lake Drive, Houghton Lake, MI 48629
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