Sold
503 Rich Street, Ionia, MI 48846
Sold on 02/25/2026 for$238,000
MLS # 25054852 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,796 sqftBuilt 19200.19 acres
1 / 41
Listing Description
Step into timeless elegance with this beautifully maintained Colonial-style home that blends classic charm with modern convenience. Featuring 3 bedrooms and 2 full baths, this residence showcases the craftsmanship of a bygone era while offering today's most desirable upgrades. The welcoming covered front porch and spacious back porch (both composite!) provide the perfect spots to relax and enjoy the outdoors in any weather. The fenced-in backyard is a private oasis, complete with a gazebo-covered patio, string lighting, and built-in surround sound. This yard was made for entertaining but is also wonderful for a quiet evening around a fire. Inside, the home retains its old-world character through thoughtful architectural details and timeless finishes, while updated systems and fixtures ensure comfort and efficiency. A whole-house generator provides peace of mind year-round.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,796 sq ft home in Ionia in Ionia built in 1920.
Closed at $238,000 (about $133/sq ft).
Estimated annual property tax: $4,148, or about $346 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,796 sqft
Lot Size0.19 acres
Year Built1920
Stories2
Location
CityIonia
MunicipalityIonia City
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
StyleColonial
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingBaseboard, Forced Air, Space Heater
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed12/16/2025
Sold Date2/24/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,148
Tax Year2025
Assessed Value$110,400
Parcel #203-090-001-025-00
Source: SparkMLS
Legal Description
CITY OF IONIA SUP. COVERTS ADDITION S 66FT OF LOT 84
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stephanie Langeland
616 Realty LLC
Frequently Asked Questions about 503 Rich Street, Ionia, MI 48846
Which school district serves 503 Rich Street, Ionia, MI 48846?
Per MLS# 25054852, 503 Rich Street, Ionia, MI 48846 is in the Ionia boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ionia directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25054852, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 503 Rich Street, Ionia, MI 48846?
Per public tax records, annual property taxes for this property are $4,148 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 503 Rich Street, Ionia, MI 48846 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 503 Rich Street, Ionia, MI 48846 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 503 Rich Street, Ionia, MI 48846. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 503 Rich Street, Ionia, MI 48846?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ionia City police department or the Ionia County sheriff's office.
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Monthly payment$1,518
Principal & interest$1,518
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
503 Rich Street, Ionia, MI 48846
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Municipality
Ionia
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