Sold
504 Lafayette Street, Ionia, MI 48846
Sold on 05/05/2026 for$192,000
MLS # 26013490 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,502 sqftBuilt 19200.18 acres
1 / 24
Listing Description
Welcome home to 504 Lafayette! This three bedroom, 2 bath home sits on a corner lot in a great little neighborhood! This home has a new furnace and central air system, newer windows, updated electrical, stainless steel appliances, and tongue & groove ceiling on covered front porch. Additional updates the seller has made include a renovated bathroom on the lower level, new water pipes and water heater, and a new metal roof. Home is well laid out with large living room, formal dining room, and nicely designed kitchen. Upstairs features 3 nice bedrooms, updated master bath, and two walk in closets. There's a nice deck off the back of home that leads to the into the backyard. Outside you'll find a nice extra large two stall garage to enjoy.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,502 sq ft home built in 1920 sits in Ionia in Ionia.
This home sold for $192,000 (about $128/sq ft).
Annual property taxes run approximately $1,818 ($152/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,502 sqft
Lot Size0.18 acres
Year Built1920
Stories2
Location
CityIonia
MunicipalityIonia City
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed4/2/2026
Sold Date5/4/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,818
Tax Year2025
Assessed Value$47,849
Parcel #204-180-000-050-00
Source: SparkMLS
Legal Description
CITY OF IONIA STEVENSON ADDITION LOT 9
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lily Force
Key Realty
Frequently Asked Questions about 504 Lafayette Street, Ionia, MI 48846
What school district is 504 Lafayette Street, Ionia, MI 48846 in?
Per MLS# 26013490, this property is served by Ionia. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26013490, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013490, the most recent reported annual property tax for 504 Lafayette Street, Ionia, MI 48846 is $1,818 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 504 Lafayette Street, Ionia, MI 48846 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 504 Lafayette Street, Ionia, MI 48846 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ionia City police department or the Ionia County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,148
Principal & interest$1,148
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
504 Lafayette Street, Ionia, MI 48846
View full property history →
Municipality
Ionia
View all listings →
Get email alerts for new listings near 504 Lafayette Street
We'll notify you when something hits the market in Ionia or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.