Sold
5042 Cook Road, Swartz Creek, MI 48473
Sold on 06/12/2026 for$269,900
MLS # 20261032272 (Realcomp)
3 beds3 baths2,250 sqftBuilt 19701.55 acres
1 / 48
Listing Description
Spacious ranch on 1.5 acres in Lake Fenton school district with solid bones and room to make it your own. This 3 bedroom, 2.5 bath home offers a functional layout, full basement, and a 20x20 pole barn complete with electricity and a wood stove. The partially finished basement adds additional living space with a second kitchen, living area, and flex room that could serve a variety of uses. Major updates have already been handled, including furnace, A/C, well, water heater, and water treatment system. Kitchen and half bath have been updated in 2019, along with some fresh paint. Home could benefit from cosmetic updates and landscaping, but the potential here is undeniable for someone looking for space, value, and opportunity.
Source: SparkMLS
About this home
Located in Mundy Township in Swartz Creek, this property offers 3-bedroom, 3-bath, 2,250 sq ft, with original construction dating to 1970.
This home sold for $269,900 (about $120/sq ft).
Property tax estimate: $3,241 per year ($270/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,250 sqft
Lot Size1.55 acres
Year Built1970
Stories1
Location
CitySwartz Creek
MunicipalityMundy Twp
Zip Code48473
CountyGenesee
School DistrictLake Fenton
Construction & Systems
ConstructionAluminum Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorBasement Partially Finished, Basement Plumbed for Bath
Sale & Financing
Listed5/6/2026
Sold Date6/11/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,241
Parcel #1520400012
Source: SparkMLS
Legal Description
W 100 FT OF E 444 FT OF S 1/2 OF SE 1/4 OF SE 1/4 SEC 20 T6N R6E (75)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sarah Green
The Brokerage Real Estate Enthusiasts
Frequently Asked Questions about 5042 Cook Road, Swartz Creek, MI 48473
What school district is 5042 Cook Road, Swartz Creek, MI 48473 in?
Per MLS# 20261032272, this property is served by Lake Fenton. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 5042 Cook Road, Swartz Creek, MI 48473?
Per MLS# 20261032272, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261032272, the most recent reported annual property tax for 5042 Cook Road, Swartz Creek, MI 48473 is $3,241. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5042 Cook Road, Swartz Creek, MI 48473 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5042 Cook Road, Swartz Creek, MI 48473 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Mundy Twp police department or the Genesee County sheriff's office.
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Monthly payment$1,751
Principal & interest$1,751
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5042 Cook Road, Swartz Creek, MI 48473
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Municipality
Mundy Township
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