Sold
5044 2nd Street, Swartz Creek, MI 48473
Sold on 06/05/2026 for$160,000
MLS # 20261013313 (Realcomp)
3 beds1 bath1,100 sqftBuilt 19290.19 acres
1 / 25
Listing Description
Completely remodeled and move-in ready, this beautifully updated 2/3-bedroom, 1-bath home offers the perfect blend of classic character and modern upgrades. With a brand new roof in 2025, you can enjoy peace of mind for years to come. Step inside to a fresh, neutral aesthetic that creates a bright and inviting atmosphere throughout. Large windows flood the home with natural light, enhancing the open feel of every room. Original hardwood floors in select areas add warmth and timeless charm, while thoughtful updates provide today’s desired finishes. The kitchen is equipped with brand new stainless steel stove and refrigerator, offering both style and functionality. Each bedroom provides comfortable living space, and the remodeled full bath features clean, modern touches. Downstairs, the spacious basement offers abundant storage and endless potential for hobbies, a workshop, or additional living space. Outside, you’ll find a large backyard perfect for entertaining, relaxing, or creating your dream outdoor retreat, along with a detached 1-car garage for added convenience. This home delivers quality updates, natural light, and classic details — all wrapped into one exceptional opportunity.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,100 sq ft home in Swartz Creek in Swartz Creek built in 1929.
Closed at $160,000 (about $145/sq ft).
Annual property taxes run approximately $1,708 ($142/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,100 sqft
Lot Size0.19 acres
Year Built1929
Stories1
Location
CitySwartz Creek
MunicipalitySwartz Creek City
Zip Code48473
CountyGenesee
School DistrictSwartz Creek
Construction & Systems
ConstructionAluminum Siding
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/4/2026
Sold Date6/4/2026
Original Price$189,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,708
Parcel #5801502035
Source: SparkMLS
Legal Description
LOT 35 HOUSTON MILLER CHAMBERS PLAT NO 1
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nickola Zerka
Wentworth Real Estate Group
Frequently Asked Questions about 5044 2nd Street, Swartz Creek, MI 48473
What school district is 5044 2nd Street, Swartz Creek, MI 48473 in?
Per MLS# 20261013313, this property is served by Swartz Creek. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 5044 2nd Street, Swartz Creek, MI 48473?
Per MLS# 20261013313, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261013313, the most recent reported annual property tax for 5044 2nd Street, Swartz Creek, MI 48473 is $1,708. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5044 2nd Street, Swartz Creek, MI 48473 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5044 2nd Street, Swartz Creek, MI 48473 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Swartz Creek City police department or the Genesee County sheriff's office.
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Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5044 2nd Street, Swartz Creek, MI 48473
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Municipality
Swartz Creek
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