Under Contract
507 Summerfelt Drive, Benton Harbor, MI 49022
$127,000
MLS # 26032745 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,259 sqftBuilt 19540.02 acres
1 / 26
Listing Description
Welcome home to this charming 3 bedroom, 1 bath property featuring a unique upstairs loft bedroom that adds character and flexibility. The full basement provides plenty of storage, while the spacious detached 2-car garage offers ample room for vehicles, hobbies, or a workshop. A great opportunity for first-time buyers, downsizers, or investors alike!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,259 sq ft home built in 1954 sits in Benton Township in Benton Harbor.
Asking $127,000 (about $101/sq ft).
Annual property taxes run approximately $2,521 ($210/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,259 sqft
Lot Size0.02 acres
Year Built1954
Stories2
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleCape Cod
ConstructionAluminum Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/28/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,521
Tax Year2024
Assessed Value$54,715
Parcel #11-03-0030-0032-13-2
Source: SparkMLS
Legal Description
FROM S1/4 PST OF SEC 30 T4S R18W RUN N 1052.6'TH E 175'TH S54DEG17' E 23.3'TO POB TH S45DEG E 55'TH S45DEG W 140'TH N45DEG W 55'TH N45DEG E 140'TO BEG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Haley Jones
The Collective Home Group
Frequently Asked Questions about 507 Summerfelt Drive, Benton Harbor, MI 49022
Which school district serves 507 Summerfelt Drive, Benton Harbor, MI 49022?
Per MLS# 26032745, 507 Summerfelt Drive, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26032745, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 507 Summerfelt Drive, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $2,521 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 507 Summerfelt Drive, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 507 Summerfelt Drive, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 507 Summerfelt Drive, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Monthly payment$824
Principal & interest$824
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
507 Summerfelt Drive, Benton Harbor, MI 49022
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Municipality
Benton Township
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