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5121 Cotter Road, Marlette, MI 48453
$475,000
MLS # 20261040876 (Realcomp)
4 beds4 baths2,938 sqftBuilt 20045.82 acres
1 / 52
Listing Description
Welcome to this beautifully maintained ranch home, built in 2004 and offering over 1,800 square feet of comfortable living space on 5.82 acres. Featuring 4 bedrooms, 3.5 bathrooms, and numerous recent updates, this move-in-ready property delivers exceptional indoor and outdoor features perfect for just about every lifestyle. Step inside to discover an open and inviting floor plan highlighted by vaulted ceilings in the living room, kitchen, and primary bedroom, creating a spacious and airy atmosphere throughout the home's main living areas. Fresh interior paint and newly stained front and rear decks, a new full bath with a tile walk-in shower in the basement, add to the home's appeal. The spacious kitchen offers beautiful quartz countertops and plenty of custom cabinetry. The primary suite features vaulted ceilings and generous space with a walk-in closet and an attached full bath. A finished walkout basement provides additional living and storage opportunities. Outdoor living is equally impressive. A large rear deck overlooks the beautiful countryside and leads to an expansive stone patio, creating the perfect space for entertaining this summer. The property includes 2.5 acres of fenced pasture with the fencing included, providing excellent space for animals, recreation, gardening, or future hobby farm opportunities. In addition to the home, the property features two substantial outbuildings: a 48x32 building equipped with water and a concrete floor. This property and outbuildings offer endless possibilities for storage, livestock, hobbies, or equipment storage. Additional features include a whole-house Generac generator, central air conditioning installed in 2024, a furnace replaced in 2009, a roof approximately 6-7 years old, smart well, and the hot tub is about 3 months old, which stays with the home. The washer and dryer, approximately one year old, are also included. This exceptional property is ready for its next owners to enjoy everything it has to offer!
Source: SparkMLS
About this home
Located in Marlette, this property offers 4-bedroom, 4-bath, 2,938 sq ft, with original construction dating to 2004.
Asking $475,000 (about $162/sq ft).
Annual property taxes run approximately $2,039 ($170/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,938 sqft
Lot Size5.82 acres
Year Built2004
Stories1
Location
CityMarlette
MunicipalityMarlette Twp
Zip Code48453
CountySanilac
School DistrictMarlette
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access, Partial
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished, Hot Tub Spa
Sale & Financing
Listed6/2/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,039
Parcel #18101140006003
Source: SparkMLS
Legal Description
T10N R12E SEC 11 COM AT E 1/4 COR TH W 1159 FT TO POB TH S 698.17 FT, TH W 468.56 FT,TH N 408.17 FT, TH E 256.56, TH N 290.00 FT, TH E 212.00 FT TO POB 5.82 A. (SPLIT FROM -01 9/25/02) BOUNDARY ADJ 7/18/2015 WITH 2 ACRES FROM 181-011-400-030-04
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Andrea Donley
Donley Realty
Frequently Asked Questions about 5121 Cotter Road, Marlette, MI 48453
What school district is 5121 Cotter Road, Marlette, MI 48453 in?
Per MLS# 20261040876, this property is served by Marlette. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 5121 Cotter Road, Marlette, MI 48453?
Per MLS# 20261040876, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261040876, the most recent reported annual property tax for 5121 Cotter Road, Marlette, MI 48453 is $2,039. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5121 Cotter Road, Marlette, MI 48453 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5121 Cotter Road, Marlette, MI 48453 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Marlette Twp police department or the Sanilac County sheriff's office.
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Monthly payment$3,081
Principal & interest$3,081
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5121 Cotter Road, Marlette, MI 48453
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