Sold
516 Catherine Street, Otsego, MI 49078
Sold on 04/29/2026 for$217,500
MLS # 26000976 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,236 sqftBuilt 19290.19 acres
1 / 21
Listing Description
Welcome to 516 Catherine Street, a delightful home located on a quiet street in the heart of Otsego. Bright and inviting, this home is filled with natural light and offers a comfortable, well-designed layout ideal for everyday living and entertaining. The welcoming living spaces create a warm atmosphere you'll love coming home to. Enjoy the convenience of being just minutes from schools, parks, shopping, and dining, all while savoring the charm of a peaceful neighborhood. With a large yard on a double lot and a location that truly delivers, this home is a wonderful opportunity for buyers looking to put down roots in Otsego.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,236 sq ft home in Otsego Township in Otsego built in 1929.
Final sale price: $217,500 (about $176/sq ft).
Annual property taxes run approximately $3,238 ($270/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 6,000 Mbps across 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,236 sqft
Lot Size0.19 acres
Year Built1929
Stories2
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
ConstructionWood Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Eat-in Kitchen
Sale & Financing
Listed3/17/2026
Sold Date4/28/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,238
Tax Year2024
Assessed Value$61,110
Parcel #54-800-018-00
Source: SparkMLS
Legal Description
LOT 18 & 19 TOWNSEND ADDITION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sean McDonald
Turnkey Realty LLC
Frequently Asked Questions about 516 Catherine Street, Otsego, MI 49078
Which school district serves 516 Catherine Street, Otsego, MI 49078?
Per MLS# 26000976, 516 Catherine Street, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26000976, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 516 Catherine Street, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $3,238 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 516 Catherine Street, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 516 Catherine Street, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 516 Catherine Street, Otsego, MI 49078. The maximum advertised download speed is 6.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 516 Catherine Street, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
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Monthly payment$1,450
Principal & interest$1,450
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
6 Gbps
Upload
6 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
7 providers at this address
123.NET IncFiber
6 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
516 Catherine Street, Otsego, MI 49078
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Municipality
Otsego Township
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